2005 Gersham Pl, Williamsburg, VA 23185 Property Records

James City County property record for 2005 Gersham Pl, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,478 sqft · built 1991
Lot Size	0.428 acres (18,687 sqft)
Owner	2 Owner Names on Record
Last Sale	$359,000 (Jul 2013)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-3 18-0-0002`

Property Details

APN / Parcel Number

Primary APN	`47-3 18-0-0002`
Alternative APN	`16825`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	18,687 sqft (0.428 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	323 sqft
Patio Area	323 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16825
Street Address	2005 GERSHAM PL
City	WILLIAMSBURG
State	VA
Zip	23185-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-2 PAGE LDG AT JMSTWN
Legal Subdivision	PAGE LANDING
Legal Lot Number	2
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	2
Census Block	2008
Census Tract	80308

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2005 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 12, 2018	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2013 · Amount on Record
Deed Sale	Jul 29, 2013 · Amount on Record
Prior Sale	Sep 22, 2004 · Amount on Record
Deed Document Number	130017705
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2005 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210021226
Date	Oct 27, 2021
Instrument	210021226

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2005 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Document Number	0000009487
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 GERSHAM PL WILLIAMSBURG VA 231852108, WILLIAMSBURG, VA 23185-2108

Mortgage

Document Number	0000009487
Date	Jun 30, 2020
Instrument	9487

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2005 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Document Number	0000003493
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000003493
Date	Feb 16, 2018
Instrument	3493

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,819.00 (+13.56%)	$460,200 (+19.32%) Land $80,000 Building $380,200	$460,200 (+19.32%) Land $80,000 Building $380,200
2024	$3,363.00 (+5.06%)
2023	$3,201.00	$385,700 Land $62,500 Building $323,200	$385,700 Land $62,500 Building $323,200
2022	$3,201.00 (+2.56%)
2019	$3,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	5 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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