2013 Dean St, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2013 Dean St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,759 sqft · built 1948
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Apr 2017)
Tax Bill$12,675 (2026)
Deeds & MortgagesAug 2020 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 40.10-2-34

Property Details

APN / Parcel Number

Primary APN422400 40.10-2-34
Alternative APN
  • 240004001000020340000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,759 sqft Living Area
1st Floor Area1,437 sqft
2nd Floor Area1,046 sqft
Upper Floors Area276 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleColonial
Exterior MaterialWood
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions178 ft deep x 133 ft wide
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area706 sqft
PorchSlab
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2013 DEAN ST
CitySCHENECTADY
StateNY
Zip12309-4121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionCLUB HOUSE
Legal Block2
Legal Lot Number34.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group1
Census Block1008
Census Tract32000

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1170 PHOENIX AVE, SCHENECTADY, NY 12308-2602
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
TRUSTCO BANK
Apr 24, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2017 · Amount on Record
Deed SaleApr 24, 2017 · Amount on Record
Prior SaleNov 1, 2016 · Amount on Record
Deed Document Number201718190
Deed Book / Page1961 / 340
Last Transfer DateJun 26, 2020
Transfer Doc0000023561
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateAug 12, 2020
Property Address2013 DEAN ST, SCHENECTADY, NY 12309-4121
Document Number0000023561
Book / Page2039 / 588
Instrument DateJun 26, 2020
Instrument202023561
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1170 PHOENIX AVE, 1170, SCHENECTADY, NY 12308-2602

Transferred To (Grantee/Buyer)

NameVerified Name
Address2013 DEAN ST, NISKAYUNA, NY 12309-4121

Mortgage

Document Number0000023563
DateAug 12, 2020
Instrument202023563
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJun 26, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 24, 2017
Property Address2013 DEAN ST, SCHENECTADY, NY 12309-4121
Document Number0000018190
Book / Page1961 / 340
Instrument DateApr 19, 2017
Instrument201718190
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1739 ALTAMONT AVE, 1739, SCHENECTADY, NY 12303-2105

Transferred To (Grantee/Buyer)

NameVerified Name
Address1170 PHOENIX AVE, SCHENECTADY, NY 12308-2602

Mortgage

Document Number0000018194
DateApr 24, 2017
Instrument201718194
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Mortgage

Document Number0000018194
DateApr 24, 2017
Book Page4756/546
Instrument201718194
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,675.00 (+1.18%)
2025$12,527.00$280,000 (-) Land $45,800 Building $234,200$414,800 (+17.04%) Land $67,849 Building $346,951
2023$280,000 Land $45,800 Building $234,200$354,400 Land $57,970 Building $296,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims40 (2005–2011)
Claims Outside the SFHA40 of 40
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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