Schenectady County and Niskayuna Town property record for 1575 Dean St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,795 sqft · built 1940 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,000 (Jul 2026) |
| Tax Bill | $11,385 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 40.14-3-36 |
| Primary APN | 422400 40.14-3-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,795 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| 2nd Floor Area | 742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 139 ft deep x 95 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1575 DEAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 3 |
| Legal Lot Number | 36.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 32000 |
Source: Schenectady County and Niskayuna Town records · APN 422400 40.14-3-36
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 PALMER TER, 2B, MAMARONECK, NY 10543-2454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK |
| Feb 06, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 06, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2026 · Amount on Record |
| Deed Sale | Jul 07, 2026 · Amount on Record |
| Prior Sale | Apr 01, 2022 · Amount on Record |
| Deed Document Number | 202615278 |
| Deed Book / Page | 2175 / 235 |
| Prior Transfer Date | Jan 30, 2007 |
| Prior Transfer Doc | 0017530499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 07, 2026 |
| Property Address | 1575 DEAN ST, SCHENECTADY, NY 12309-5101 |
| Document Number | 0000015278 |
| Book / Page | 2175 / 235 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202615278 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160,388.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000015279, |
|---|---|
| Date | Jul 07, 2026 |
| Instrument | 202615279 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1575 DEAN ST, SCHENECTADY, NY 12309-5101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 1575 DEAN ST, SCHENECTADY, NY 12309-5101 |
| Document Number | 0000007527 |
|---|---|
| Date | Feb 06, 2024 |
| Book Page | 5357/369 |
| Instrument | 202407527 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 06, 2023 |
| Property Address | 1575 DEAN ST, SCHENECTADY, NY 12309-5101 |
| Document Number | 0000000832 |
| Book / Page | 2100 / 355 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 202300832 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2023 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,296.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 943 PEARSE RD, NISKAYUNA, NY 12309-2943 |
| Name | Verified Name |
|---|---|
| Address | 35939 HOUMAS, DENHAM SPRINGS, LA 70706 |
| Document Number | 0000000833 |
|---|---|
| Date | Jan 06, 2023 |
| Instrument | 202300833 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,385.00 | $255,000 (-) Land $41,700 Building $213,300 | $377,800 (+17.04%) Land $61,781 Building $316,019 |
| 2023 | $255,000 Land $41,700 Building $213,300 | $322,800 Land $52,787 Building $270,013 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 618 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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