20128 Saraceno Dr, Estero, FL 33928 Property Records

Lee County property record for 20128 Saraceno Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,745 sqft · built 2004
Lot Size	0.162 acres (7,061 sqft)
Owner	2 Company Names on Record
Last Sale	$604,000 (May 2026)
Tax Bill	$6,030 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-46-25-E1-24000.0660`

Property Details

APN / Parcel Number

Primary APN	`25-46-25-E1-24000.0660`
Alternative APNs	`252546E1240000660` `25462524000000660` `10469964`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,745 sqft Living Area
Gross Area	3,653 sqft
1st Floor Area	2,041 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,061 sqft (0.162 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	402 sqft
Patio Area	327 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10469964
Street Address	20128 SARACENO DR
City	ESTERO
State	FL
Zip	33928-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	SARACENO AT GRANDEZZA DESC IN PB 71 PGS 43-46 LOT 66
Legal Range	25E
Legal Township	46S
Legal Section	25
Legal Subdivision	SARACENO AT GRANDEZZA
Legal Tract	E1
Legal Block	2
Legal Lot Number	66
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2005
Census Tract	40118

Owner

Source: Lee County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	S47W23658 FRONTIER PASS, WAUKESHA, WI 53189-9771
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 15, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Apr 15, 2024 · Amount on Record
Deed Document Number	2026140934
Prior Transfer Date	Aug 6, 2012
Prior Transfer Doc	0000179722
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	May 29, 2026
Property Address	20128 SARACENO DR, ESTERO, FL 33928-7610
Document Number	0000140935
Instrument Date	May 21, 2026
Instrument	2026140935
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	S47W23658 FRONTIER PASS, WAUKESHA, WI 53189-9771

Mortgage

Document Number	0000140935,
Date	May 29, 2026
Instrument	2026140935

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 29, 2026
Property Address	20128 SARACENO DR, ESTERO, FL 33928-7610
Document Number	0000140934
Instrument Date	May 21, 2026
Instrument	2026140934
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ROCKET MORTGAGE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427,028.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	S47W23658 FRONTIER PASS, WAUKESHA, WI 53189-9771

Mortgage

Document Number	0000140935,
Date	May 29, 2026
Instrument	2026140935

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 15, 2024
Property Address	20128 SARACENO DR, ESTERO, FL 33928-7610
Document Number	0000105257
Map Reference	MB 71 PG 43-46
Instrument Date	Apr 11, 2024
Instrument	2024000105257
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7100 PENSHURST DR, CONCORD TOWNSHIP, OH 44060-6556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14850 LAKESIDE RD, LAKESIDE, MI 49116-9734

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,340 (+3.76%) Land $126,148 Building $325,192	$451,340 (+3.76%) Land $126,148 Building $325,192
2025	$6,030.00 (+65.66%)	$434,998 (+47.84%) Land $137,937 Building $297,061	$434,998 (-4.24%) Land $137,937 Building $297,061
2023	$3,640.00 (-0.79%) Homeowner's exemption	$294,244 (+3%)	$454,245 (+11.74%) Land $125,692 Building $328,553
2022	$3,669.00 Homeowner's exemption	$285,674	$406,514 Land $94,200 Building $312,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Saraceno Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures