20121 Saraceno Dr, Estero, FL 33928 Property Records

Lee County property record for 20121 Saraceno Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,650 sqft · built 2003
Lot Size	0.186 acres (8,111 sqft)
Owner	2 Trust Names on File
Last Sale	$699,000 (Apr 2024)
Tax Bill	$5,900 (2025)
Deeds & Mortgages	Apr 2024 Sale Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-46-25-E1-24000.0050`

Property Details

APN / Parcel Number

Primary APN	`25-46-25-E1-24000.0050`
Alternative APNs	`252546E1240000050` `25462524000000050` `10469903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,650 sqft Living Area
Gross Area	3,338 sqft
1st Floor Area	1,840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,111 sqft (0.186 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	286 sqft
Porch	Florida Room
Porch Area	226 sqft
Patio Area	524 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10469903
Street Address	20121 SARACENO DR
City	ESTERO
State	FL
Zip	33928-7611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	SARACENO AT GRANDEZZA DESC IN PB 71 PGS 43-46 LOT 5
Legal Range	25E
Legal Township	46S
Legal Section	25
Legal Subdivision	SARACENO AT GRANDEZZA
Legal Tract	E1
Legal Block	2
Legal Lot Number	5
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2005
Census Tract	40118

Owner

20121 Saraceno Dr is held in a trust since April 2024.

Source: Lee County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2494 MANISTIQUE LAKES DR, LEBANON, OH 45036-8981
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 22, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jun 18, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	Jun 18, 2019 · Amount on File
Deed Document Number	2024108438
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 17, 2024
Property Address	20121 SARACENO DR, ESTERO, FL 33928-7611
Document Number	0000108438
Map Reference	MB 71 PG 43
Instrument Date	Apr 5, 2024
Instrument	2024000108438
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$4,893.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11542 DODDWOOD DR, ESTERO, FL 33928-7632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2494 MANISTIQUE LAKES DR, LEBANON, OH 45036-8981

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Nov 22, 2022
Property Address	20121 SARACENO DR, ESTERO, FL 33928-7611
Document Number	0000353394
Map Reference	MB 71 PG 43-46
Instrument Date	Nov 21, 2022
Instrument	2022000353394
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20121 SARACENO DR, 20121, ESTERO, FL 33928-7611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20121 SARACENO DR, ESTERO, FL 33928-7611

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20121 SARACENO DR, ESTERO, FL 33928-7611
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181765
Date	Aug 6, 2019
Instrument	2019000181765

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 18, 2019
Property Address	20121 SARACENO DR, ESTERO, FL 33928-7611
Document Number	0000142635
Map Reference	MB 71 PG 43-46
Instrument Date	Jun 11, 2019
Instrument	2019000142635
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	NOBLE TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 707, HARPERS FERRY, WV 25425-0707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20121 SARACENO DR, ESTERO, FL 33928-7611

Mortgage

Document Number	0000142637
Date	Jun 18, 2019
Instrument	2019000142637

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 20121 Saraceno Dr was $5,900.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,900.00	$424,986 Land $145,608 Building $279,378	$424,986 Land $145,608 Building $279,378
2023	$3,440.00 (-0.95%) Homeowner's exemption	$278,950 (+3%)	$460,004 (+18.85%) Land $159,289 Building $300,715
2022	$3,473.00 Homeowner's exemption	$270,825	$387,057 Land $96,600 Building $290,457

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20121 Saraceno Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20121 Saraceno Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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