20127 Raingate Ln, Katy, TX 77449 Property Records

Harris County property record for 20127 Raingate Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,600 sqft · built 1983
Lot Size	0.109 acres (4,725 sqft)
Owner	Individual Name on Record
Tax Bill	$589 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-304-003-0006`

Property Details

APN / Parcel Number

Primary APN	`115-304-003-0006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	714 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,725 sqft (0.109 acres)
View / Lot	Neighborhood
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1153040030006
Street Address	20127 RAINGATE LN
City	KATY
State	TX
Zip	77449-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 3 WESTGREEN SEC 3 R/P
Legal Subdivision	WESTGREEN SEC 3 R/P
Legal Block	3
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	542401

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20127 RAINGATE LN, KATY, TX 77449-3132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BWC MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 28, 2026
Transfer Doc	0000210182
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 28, 2026
Property Address	20127 RAINGATE LN, KATY, TX 77449-3132
Document Number	0000210182
Instrument Date	May 28, 2026
Instrument	2026210182
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20127 RAINGATE LN, KATY, TX 77449-3132

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20127 RAINGATE LN, KATY, TX 77449-3132
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021566476
Date	Oct 1, 2021
Instrument	2021-566476

Lender

Name	BWC MORTGAGE SERVICES
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,343 (-5.03%) Land $44,604 Building $170,739	$215,343 (-5.03%) Land $44,604 Building $170,739
2025	$589.00 (+13.05%) Homeowner's exemption	$226,739 (-2.12%) Land $44,604 Building $182,135	$226,739 (-2.12%) Land $44,604 Building $182,135
2024	$521.00 (+183.15%)
2023		$231,656 Land $44,604 Building $187,052	$231,656 Land $44,604 Building $187,052
2022	$184.00 (-92.2%)
2020	$2,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTON MUD serves 7,647 people · EPA ID TX1010634
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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