Harris County property record for 20122 Raingate Ln, Katy, TX 77449 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,904 sqft · built 1992 |
| Lot Size | 0.217 acres (9,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,200 (Feb 2021) |
| Tax Bill | $3,435 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-304-002-0065 |
| Primary APN | 115-304-002-0065 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 9,450 sqft (0.217 acres) |
| View / Lot | Neighborhood |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 315 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1153040020065 |
|---|---|
| Street Address | 20122 RAINGATE LN |
| City | KATY |
| State | TX |
| Zip | 77449-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 65 & 66 BLK 2 WESTGREEN SEC 3 R/P |
| Legal Subdivision | WESTGREEN SEC 3 R/P |
| Legal Block | 2 |
| Legal Lot Number | 65,66 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 542401 |
Source: Harris County records · APN 115-304-002-0065
Assessment roll updated May 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20122 RAINGATE LN, KATY, TX 77449-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 01, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2021 · Amount on Record |
| Deed Sale | Feb 01, 2021 · Amount on Record |
| Prior Sale | Feb 16, 2015 · Amount on Record |
| Deed Document Number | 202154301 |
| Prior Transfer Date | Jun 29, 2005 |
| Prior Transfer Doc | 000Y582278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20122 RAINGATE LN, KATY, TX 77449-3131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000039920 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-39920 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 01, 2021 |
| Property Address | 20122 RAINGATE LN, KATY, TX 77449-3131 |
| Document Number | 2021054301 |
| Map Reference | VOL 314 PG 55 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-054301 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20122 RAINGATE LN, KATY, TX 77449-3131 |
| Investor | Possibly a Property Investor |
| Document Number | 2021054302 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021-054302 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2036 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,435.00 (+0.35%) Homeowner's exemption | $255,165 (-8.35%) Land $49,140 Building $206,025 | $255,165 (-8.35%) Land $49,140 Building $206,025 |
| 2024 | $3,423.00 (+43.82%) | ||
| 2023 | $278,405 Land $49,140 Building $229,265 | $278,405 Land $49,140 Building $229,265 | |
| 2022 | $2,380.00 (-22.32%) | ||
| 2020 | $3,064.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015424011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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