2012 Phoebe Dr, Billings, MT 59105 Property Records

Yellowstone County property record for 2012 Phoebe Dr, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,366 sqft · built 1974
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$282,625 (Jun 2026)
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000C013090`

Property Details

APN / Parcel Number

Primary APN	`000C013090`
Alternative APNs	`03-1033-15-2-07-11-0000` `R0339999` `C013090` `C01309`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	912 sqft
Basement Area	504 sqft
Finished Basement	454 sqft
Unfinished Basement	50 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	272 sqft
Deck Area	25 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2012 PHOEBE DR
City	BILLINGS
State	MT
Zip	59105-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	MEADOWLARK SUBD, S15, T01 N, R26 E, BLOCK 7, LOT 10, S66 FT LT 10 & E35 FT ABDN RICHIE DR
Legal Range	26E
Legal Township	01N
Legal Section	15
Legal Subdivision	MEADOWLARK SUBD
Legal Block	7
Legal Lot Number	10
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2012
Census Tract	701

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage YELLOWSTONE BANK
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Mar 19, 2018	Warranty Deed, Transfer FLAGSTAR BANK FSB
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	20264137157
Prior Transfer Date	Jan 1, 2018
Prior Transfer Doc	0003838034
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 24, 2026
Property Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743
Document Number	0004137157
Instrument Date	Jun 24, 2026
Instrument	20264137157
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743

Mortgage

Document Number	0004137158,
Date	Jun 24, 2026
Instrument	20264137158

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 28, 2026
Property Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743
Document Number	0004132140
Instrument Date	Apr 23, 2026
Instrument	20264132140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743

Mortgage

Document Number	0004132140,
Date	Apr 28, 2026
Instrument	20264132140

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004007179
Date	Feb 7, 2022
Instrument	4007179

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 19, 2018
Property Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743
Document Number	0003844157
Instrument Date	Mar 16, 2018
Instrument	000003844157
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743

Mortgage

Document Number	0003844158
Date	Mar 19, 2018
Instrument	000003844158

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 4, 2018
Property Address	2012 PHOEBE DR, BILLINGS, MT 59105-3743
Document Number	0003838034
Instrument Date	Jan 1, 2018
Instrument	3838034
Transaction Type	Transfer
Record Updated	Jan 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 22444 BILLINGS MT 591042444, BILLINGS, MT 59104-2444

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,200 (-) Land $64,324 Building $247,876	$312,200 (-) Land $64,324 Building $247,876
2025	$2,052.00 (-25.38%)	$312,200 (+12.55%) Land $64,324 Building $247,876	$312,200 (+12.55%) Land $64,324 Building $247,876
2024	$2,750.00 (+11.11%)
2023	$2,475.00	$277,400	$277,400 Land $60,373 Building $217,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2002–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Nemont, Verizon.

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