2012 Howard St, Waco, TX 76711 Property Records

McLennan County property record for 2012 Howard St, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 2018
Lot Size	0.214 acres (9,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Jul 2019)
Tax Bill	$4,803 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-040601-006000-5`

Property Details

APN / Parcel Number

Primary APN	`48-040601-006000-5`
Alternative APNs	`4804060100600050101` `192990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
Gross Area	1,917 sqft
1st Floor Area	1,497 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	9,311 sqft (0.214 acres)
Lot Dimensions	152 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2012 HOWARD ST
City	WACO
State	TX
Zip	76711-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TERRACE PARK LOT 15 BLOCK 4 ACRES .2138
Legal Subdivision	TERRACE PARK
Legal Block	4
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4004
Census Tract	4300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 HOWARD ST, WACO, TX 76711-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR
Jul 9, 2018	Trustee's Deed, Construction Loan · Line of Credit NATIONAL UNITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	201923798
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	0000023798
Record Updated	Oct 29, 2026

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 19, 2019
Property Address	2012 HOWARD ST, WACO, TX 76711-1927
Document Number	0000023798
Map Reference	VOL 517 PG 58
Instrument Date	Jul 18, 2019
Instrument	2019023798
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 HOWARD ST, WACO, TX 76711-1927

Mortgage

Document Number	0000023799
Date	Jul 19, 2019
Instrument	2019023799

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 9, 2018
Property Address	2012 HOWARD ST, WACO, TX 76711-1927
Instrument Date	Jul 6, 2018
Instrument	23143
Transaction Type	Construction Loan
Record Updated	Jul 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 GALLEYWINTER LN WACO TX 767087084, WACO, TX 76708-7084

Mortgage

Document Number	0000023143
Date	Jul 9, 2018
Instrument	23143

Lender

Name	NATIONAL UNITED
Address	WACO, TX 76708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 8, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,339 (-5.02%) Land $25,607 Building $264,732	$290,339 (-5.02%) Land $25,607 Building $264,732
2025	$4,803.00 (-5.9%) Homeowner's exemption	$305,670 (+4.57%) Land $23,190 Building $282,480	$305,670 (+4.57%) Land $23,190 Building $282,480
2024	$5,104.00 (+13.32%)
2023		$292,300 Land $23,190 Building $269,110	$292,300 Land $23,190 Building $269,110
2022	$4,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Howard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures