2008 Howard St, Waco, TX 76711 Property Records

McLennan County property record for 2008 Howard St, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 2018
Lot Size	0.198 acres (8,638 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Jun 2019)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`48-040601-005900-8`

Property Details

APN / Parcel Number

Primary APN	`48-040601-005900-8`
Alternative APNs	`4804060100590080101` `192989`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
Gross Area	1,917 sqft
1st Floor Area	1,497 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	8,638 sqft (0.198 acres)
Lot Dimensions	144 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2008 HOWARD ST
City	WACO
State	TX
Zip	76711-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TERRACE PARK LOT 14 BLOCK 4 ACRES .1983
Legal Subdivision	TERRACE PARK
Legal Block	4
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4004
Census Tract	4300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2008 HOWARD ST, WACO, TX 76711-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage NATIONAL UNITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Sep 16, 2016
Deed Document Number	201919915
Prior Transfer Date	Feb 18, 2015
Prior Transfer Doc	0000011070
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 18, 2019
Property Address	2008 HOWARD ST, WACO, TX 76711-1927
Document Number	0000019915
Instrument Date	Jun 17, 2019
Instrument	19915
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 HOWARD ST WACO TX 76711, WACO, TX 76711

Mortgage

Document Number	19916
Date	Jun 18, 2019
Instrument	19916

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 9, 2018
Property Address	2008 HOWARD ST, WACO, TX 76711-1927
Instrument Date	Jul 6, 2018
Instrument	23136
Transaction Type	Construction Loan
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 GALLEYWINTER LN WACO TX 767087084, WACO, TX 76708-7084

Mortgage

Document Number	0000023136
Date	Jul 9, 2018
Instrument	23136

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 8, 2019

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,091 (-5.09%) Land $24,359 Building $264,732	$289,091 (-5.09%) Land $24,359 Building $264,732
2025	$3,655.00 (-28.23%) Homeowner's exemption Senior Citizen's exemption	$304,590 (+4.59%) Land $22,110 Building $282,480	$304,590 (+4.59%) Land $22,110 Building $282,480
2024	$5,093.00 (+13.33%)
2023		$291,220 Land $22,110 Building $269,110	$291,220 Land $22,110 Building $269,110
2022	$4,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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