Orange County property record for 2012 Howard Dr, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,340 sqft · built 1958 |
| Lot Size | 0.273 acres (11,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,031,000 (Dec 2022) |
| Tax Bill | $14,383 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-22-30-8672-02-240 |
| Primary APN | 17-22-30-8672-02-240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 3,548 sqft |
| 1st Floor Area | 2,340 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,880 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 578 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2012 HOWARD DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-6130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | TIMBERLANE U/108 LOT 24 BLK B |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 17 |
| Legal Subdivision | TIMBERLANE |
| Legal Tract | 8672 |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12800 |
Source: Orange County records · APN 17-22-30-8672-02-240
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2012 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jan 16, 2020 | Loan Modification, Mortgage · Line of Credit TRUSTCO BK |
| Jan 31, 2018 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Jun 04, 2009 · Amount on Record |
| Deed Document Number | 2022767837 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 22, 2022 |
| Property Address | 2012 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000767837 |
| Map Reference | MB U PG 108 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 20220767837 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,217.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 VIRGINIA DR, WINTER PARK, FL 32789-5906 |
| Name | Verified Name |
|---|---|
| Address | 2012 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000767838 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 20220767838 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2012 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2012 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 20210346886 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 20210346886 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2012 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000056477 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2012 HOWARD DR WINTER PARK FL 327896130, WINTER PARK, FL 32789-6130 |
| Document Number | 0000056477 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 56477 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2012 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000088955 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2012 HOWARD DR WINTER PARK FL 327896130, WINTER PARK, FL 32789-6130 |
| Document Number | 0000088955 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 88955 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $941,060 (-0.66%) Land $300,000 Building $641,060 | $941,060 (-1.05%) Land $300,000 Building $641,060 | |
| 2025 | $14,383.00 (+3.1%) Homeowner's exemption | $947,269 (+8.31%) | $951,090 (+8.75%) Land $300,000 Building $651,090 |
| 2024 | $13,950.00 (+1.3%) | ||
| 2023 | $13,771.00 (+273.5%) | $874,556 (+214.33%) Land $300,000 Building $574,556 | $874,556 (+38.58%) Land $300,000 Building $574,556 |
| 2022 | $3,687.00 Homeowner's exemption | $278,225 | $631,087 Land $220,000 Building $411,087 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (1996–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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