Orange County property record for 2004 Howard Dr, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 1958 |
| Lot Size | 0.279 acres (12,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,375 (Apr 2021) |
| Tax Bill | $12,060 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-22-30-8672-02-250 |
| Primary APN | 17-22-30-8672-02-250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 2,486 sqft |
| 1st Floor Area | 1,596 sqft |
| Utility Area | 117 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,150 sqft (0.279 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 1,023 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2004 HOWARD DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-6130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | TIMBERLANE U/108 LOT 25 BLK B |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 17 |
| Legal Subdivision | TIMBERLANE |
| Legal Tract | 8672 |
| Legal Block | B |
| Legal Lot Number | 25 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12800 |
Source: Orange County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2004 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Apr 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Nov 16, 2018 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on Record |
| Deed Sale | Apr 1, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 2021186081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2004 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4456 VIRGINIA DR, ORLANDO, FL 32814-6060 |
| Document Number | 20210186083 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 20210186083 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 2004 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000186081 |
| Map Reference | MB U PG 108 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 20210186081 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | NOT AVAILABLE, NOVA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2004 HOWARD DR, 2004, WINTER PARK, FL 32789-6130 |
| Name | Verified Name |
|---|---|
| Address | 2004 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000186082 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 20210186082 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 16, 2018 |
| Property Address | 2004 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000671518 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 671518 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $769.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2004 HOWARD DR WINTER PARK FL 327896130, WINTER PARK, FL 32789-6130 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 30, 2018 |
| Property Address | 2004 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000319581 |
| Map Reference | MB U PG 108 |
| Instrument Date | May 29, 2018 |
| Instrument | 20180319581 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,969.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2004 HOWARD DR, 2004, WINTER PARK, FL 32789-6130 |
| Name | Verified Name |
|---|---|
| Address | 2004 HOWARD DR, WINTER PARK, FL 32789-6130 |
| Document Number | 0000319582 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 20180319582 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $753,680 (-0.63%) Land $300,000 Building $453,680 | $753,680 (-1.1%) Land $300,000 Building $453,680 | |
| 2025 | $12,060.00 (+6.87%) | $758,445 (+6.7%) | $762,090 (+7.21%) Land $300,000 Building $462,090 |
| 2024 | $11,285.00 (+7.89%) | ||
| 2023 | $10,460.00 (+18.81%) | $710,847 (+24.75%) Land $300,000 Building $410,847 | $710,847 (+24.75%) Land $300,000 Building $410,847 |
| 2022 | $8,804.00 | $569,831 Land $220,000 Building $349,831 | $569,831 Land $220,000 Building $349,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (1996–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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