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  5. Holderness Dr

2012 Holderness Dr, Union, KY 41091 Property Records

Boone County property record for 2012 Holderness Dr, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,634 sqft · built 2006
OwnerIndividual Name on File
Last Sale$329,900 (Feb 2017)
Tax Bill$4,329 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN063.00-26-107.00

Property Details

APN / Parcel Number

Primary APN063.00-26-107.00
Alternative APN
  • 37569

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,634 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Garage TypeAttached
Garage Area824 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2012 HOLDERNESS DR
CityUNION
StateKY
Zip41091-8286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 107 SEC 5 HAMPSHIRE
Legal SubdivisionHAMPSHIRE
Legal Lot Number107
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3004
Census Tract70309

Owner

Source: Boone County records · APN 063.00-26-107.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2012 HOLDERNESS DR, UNION, KY 41091-8286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOW VA RATES LLC
May 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HOME LENDING INC
Feb 23, 2017Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2017 · Amount on Record
Deed SaleFeb 23, 2017 · Amount on Record
Prior SaleSep 20, 2007 · Amount on Record
Deed Document Number721247
Deed Book / PageD1085 / 293
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address2012 HOLDERNESS DR, UNION, KY 41091-8286
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanySILK TITLE OF ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4540/234
DateNov 09, 2021
Book PageM4540/234
Instrument853504
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address2012 HOLDERNESS DR, UNION, KY 41091-8286
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyCOMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4288/634
DateMay 04, 2020
Book PageM4288/634
Instrument800354
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term232 Months
DueSep 01, 2039

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address2012 HOLDERNESS DR, UNION, KY 41091-8286
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4206/786
DateAug 12, 2019
Book PageM4206/786
Instrument780729
Lender
NameJG WENTWORTH HOME LENDING INC
TypeLending Institution
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2039

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateFeb 23, 2017
Property Address2012 HOLDERNESS DR, UNION, KY 41091-8286
Document NumberD1085/293
Book / PageD1085 / 293
Map ReferenceCAB5 SL273
Instrument DateFeb 17, 2017
Instrument721247
Transaction TypeTransfer
Record UpdatedJul 06, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 HEATHER HILL DR, 224, SOUTHGATE, KY 41071-3011

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2012 HOLDERNESS DR, UNION, KY 41091-8286

Mortgage

Document Number721248
DateFeb 23, 2017
Instrument721248
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047
Interest
Type Change DateMar 01, 2018

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
MunicipalityUnion City
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,329.00 (-1.77%)$380,700 (-) Land $50,000 Building $330,700
2024$380,700 (-) Land $50,000 Building $330,700
2023$4,407.00 (+19.01%)$380,700 (+15.4%) Land $50,000 Building $330,700$380,700 (+15.4%) Land $50,000 Building $330,700
2022$3,703.00$329,900 Land $42,000 Building $287,900$329,900 Land $42,000 Building $287,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 284 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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