2011 Holderness Dr, Union, KY 41091 Property Records

Boone County property record for 2011 Holderness Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,213 sqft · built 2007
Lot Size	0.272 acres (11,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Mar 2026)
Tax Bill	$5,863 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2010 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`063.00-26-101.00`

Property Details

APN / Parcel Number

Primary APN	`063.00-26-101.00`
Alternative APN	`13275`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,213 sqft Finished Area
Basement Area	1,637 sqft
Unfinished Basement	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	11,879 sqft (0.272 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2011 HOLDERNESS DR
City	UNION
State	KY
Zip	41091-8287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101 SEC 5 HAMPSHIRE
Legal Subdivision	HAMPHIRE SUB SEC 5
Legal Lot Number	101
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3004
Census Tract	70309

Owner

Source: Boone County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 12, 2010	Deed of Trust, Mortgage · FHA Mortgage HOME SAVINGS OF AMERICA FSB
Nov 7, 2012	Deed of Trust, Mortgage · FHA Mortgage VICTORY MORTGAGE LLC
Nov 7, 2012	Deed of Trust, Mortgage · FHA Mortgage VICTORY MORTGAGE LLC
Apr 30, 2009	Deed of Trust, Mortgage · FHA Mortgage KENTUCKY FIDELITY MORTGAGE COMPANY
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Mar 17, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2026	Warranty Deed, Transfer MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Mar 16, 2026 · Amount on Record
Deed Document Number	20261230940
Deed Book / Page	1254 / 47
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4605/180
Date	Jun 6, 2022
Book Page	M4605/180
Instrument	872741

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	BATAVIA, OH 45103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	ALL STAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3435/167
Date	Oct 12, 2010
Book Page	M3435/167
Instrument	548631

Lender

Name	HOME SAVINGS OF AMERICA FSB
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2016
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	6%

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3643/783
Date	Nov 7, 2012
Book Page	M3643/783
Instrument	610270

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company
Address	FLORENCE, KY 41042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2042

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3643/783
Date	Nov 7, 2012
Book Page	M3643/783
Instrument	610278

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company
Address	FLORENCE, KY 41042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2042

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3307/087
Date	Apr 30, 2009
Book Page	M3307/087
Instrument	497117

Lender

Name	KENTUCKY FIDELITY MORTGAGE COMPANY
Address	FLORENCE, KY 41042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2039

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4221/791
Date	Sep 30, 2019
Book Page	M4221/791
Instrument	784705

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4324/128
Date	Jul 29, 2020
Book Page	M4324/128
Instrument	807830

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Mar 17, 2026
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Document Number	00D1254/47
Book / Page	D1254 / 47
Map Reference	CAB 5 SL 273
Instrument Date	Mar 10, 2026
Instrument	1230940
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 HOLDERNESS DR, UNION, KY 41091-8287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 HOLDERNESS DR, UNION, KY 41091-8287

Mortgage

Document Number	0001230943
Date	Mar 17, 2026
Instrument	1230943

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Mar 16, 2026
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Document Number	00D1254/20
Book / Page	D1254 / 20
Map Reference	CAB 5 SL 273
Instrument Date	Sep 2, 2025
Instrument	1230629
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 HOLDERNESS DR, UNION, KY 41091-8287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Aug 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4324/128
Date	Jul 29, 2020
Book Page	M4324/128
Instrument	807830

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2011 HOLDERNESS DR, UNION, KY 41091-8287
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4221/791
Date	Sep 30, 2019
Book Page	M4221/791
Instrument	784705

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,863.00 (-1.78%)	$518,000 (-) Land $50,000 Building $468,000
2024			$518,000 (-) Land $50,000 Building $468,000
2023	$5,969.00 (+45.51%)	$518,000 (+41.76%) Land $50,000 Building $468,000	$518,000 (+41.76%) Land $50,000 Building $468,000
2022	$4,102.00	$365,400 Land $50,000 Building $315,400	$365,400 Land $50,000 Building $315,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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