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2012 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 2012 Emerald Dr, Emerald Isle, NC 28594 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,532 sqft · built 1984
Lot Size0.437 acres (19,036 sqft)
OwnerIndividual Name on File
Last Sale$725,000 (Aug 2021)
Tax Bill$3,684 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6314.15.74.2358000

Property Details

APN / Parcel Number

Primary APN6314.15.74.2358000
Alternative APNs
  • 551334
  • 45773

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,532 sqft Heated Area
Gross Area2,376 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Exterior MaterialWood
Roof TypeHip
Roof MaterialMetal
Lot Area19,036 sqft (0.437 acres)
Lot Dimensions250 ft deep x 75 ft wide
Garage TypeCarport
Garage Area338 sqft
CarportCarport
Carport Area338 sqft

Exterior Amenities

PorchSlab
Porch Area220 sqft
Deck Area67 sqft
Utility Building582 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number45773
Street Address2012 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL159 161 B10 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block74
Legal Lot Number159,161
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1079
Census Tract970903

Owner

Source: Carteret County records · APN 6314.15.74.2358000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address113 SLANEY LOOP, WINTERVILLE, NC 28590-9013
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2021 · Amount on Record
Deed SaleAug 03, 2021 · Amount on Record
Prior SaleJan 20, 2004 · Amount on Record
Deed Document Number20211733097
Deed Book / Page1733 / 97
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 03, 2021
Property Address2012 EMERALD DR, EMERALD ISLE, NC 28594-6621
Document Number0017330097
Book / Page1733 / 97
Map ReferenceMB 03 PG 60
Instrument DateJul 27, 2021
Instrument1733097
Transaction TypeTransfer
Record UpdatedAug 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2926 POTTER ROAD, 2926, GREENVILLE, NC 27834

Transferred To (Grantee/Buyer)

NameVerified Name
Address2582 BLUE CREEK LN, GRIMESLAND, NC 27837-9641

Mortgage

Document Number1733098
DateAug 03, 2021
Instrument1733-098
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,684.00 (+46.07%)$985,410 (+113.09%) Land $514,043 Building $471,367$985,410 (+113.09%) Land $514,043 Building $471,367
2023$462,449 Land $315,525 Building $146,924$462,449 Land $315,525 Building $146,924
2022$2,522.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 760 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
205 under condo master policies
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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