Carteret County property record for 2010 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,204 sqft · built 1984 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,482 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6314.15.74.3420000 |
| Primary APN | 6314.15.74.3420000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,204 sqft Heated Area |
| Gross Area | 1,972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 17,511 sqft (0.402 acres) |
| Lot Dimensions | 240 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Porch | Slab |
|---|---|
| Porch Area | 314 sqft |
| Deck Area | 10 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 27784 |
|---|---|
| Street Address | 2010 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L156 158 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 74 |
| Legal Lot Number | 156,158 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 970903 |
2010 Emerald Dr, a single family home, is owned by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4604 WHITE CHAPEL WAY, RALEIGH, NC 27615-1674 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY |
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 2010 EMERALD DR, EMERALD ISLE, NC 28594-6621 |
| Document Number | 0001884194 |
| Book / Page | 1884 / 194 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.1884194 |
| Record Updated | May 6, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 4604 WHITE CHAPEL WAY, RALEIGH, NC 27615-1674 |
| Document Number | 0001884194, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 1884/194 |
| Instrument | 2026.1884194 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 2010 EMERALD DR, EMERALD ISLE, NC 28594-6621 |
| Document Number | 0018840194 |
| Book / Page | 1884 / 194 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20261884194 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 4604 WHITE CHAPEL WAY, RALEIGH, NC 27615-1674 |
| Document Number | 0001884194, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 1884/194 |
| Instrument | 20261884194 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 2010 Emerald Dr was $4,482.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,227,266 (-) Land $509,318 Building $717,948 | $1,227,266 (-) Land $509,318 Building $717,948 | |
| 2025 | $4,482.00 | $1,227,266 Land $509,318 Building $717,948 | $1,227,266 Land $509,318 Building $717,948 |
| 2023 | $512,084 Land $332,325 Building $179,759 | $512,084 Land $332,325 Building $179,759 | |
| 2022 | $2,789.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2010 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2010 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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