20118 Lakespire Dr, Katy, TX 77449 Property Records

Harris County property record for 20118 Lakespire Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 2006
Lot Size	0.249 acres (10,864 sqft)
Owner	Individual Name on Record
Last Sale	$294,536 (Jul 2025)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-076-004-0006`

Property Details

APN / Parcel Number

Primary APN	`126-076-004-0006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	10,864 sqft (0.249 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	284 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1260760040006
Street Address	20118 LAKESPIRE DR
City	KATY
State	TX
Zip	77449-6382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 4 CROSS CREEK SEC 2
Legal Subdivision	CROSS CREEK SEC 2
Legal Block	4
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	542106

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20118 LAKESPIRE DR, KATY, TX 77449-6382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Jan 2, 2007 · Amount on Record
Deed Document Number	2025292772
Record Updated	Sep 20, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 28, 2025
Property Address	20118 LAKESPIRE DR, KATY, TX 77449-6382
Document Number	0000292772
Map Reference	MF 569239
Instrument Date	Jul 25, 2025
Instrument	2025-292772
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20118 LAKESPIRE DR, KATY, TX 77449-6382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20118 LAKESPIRE DR, KATY, TX 77449-6382

Mortgage

Document Number	0000292773
Date	Jul 28, 2025
Instrument	2025-292773

Lender

Name	GEO-CORP INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00 (+648.55%) Homeowner's exemption	$288,143 (-1.69%) Land $61,362 Building $226,781	$288,143 (-1.69%) Land $61,362 Building $226,781
2024	$173.00 (-88.17%) Homeowner's exemption	$293,095 (-3.87%) Land $61,362 Building $231,733	$293,095 (-3.87%) Land $61,362 Building $231,733
2023	$1,463.00 Homeowner's exemption	$304,882 Land $61,362 Building $243,520	$304,882 Land $61,362 Building $243,520
2022	$1,463.00 (+12.02%)
2020	$1,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Lakespire Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures