St. Joseph County property record for 20115 M 60, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,580 sqft · built 1972 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,000 (Oct 2008) |
| Tax Bill | $513 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-035-031-20 |
| Primary APN | 013-035-031-20 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,580 sqft Building Perimeter |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 130 ft deep x 160 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20115 M 60 |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM CEN SEC 35 T5S R11W TH S 885.34 FT TH S 89D 41M 50S W 1573.56 FT TO POB TH S 89D 41M 50S W 109.83 FT TH N 4 FT TH S 89D 4 |
| Legal Range | 11W |
| Legal Township | 05S |
| Legal Section | 35 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | PARK |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 40900 |
20115 M 60 is owned and occupied by two individuals who bought it in October 2008.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20115 M 60, THREE RIVERS, MI 49093-9042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage KONDAUR CAPITAL CORP |
| Apr 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2008 · Amount on File |
| Deed Sale | Oct 1, 2008 · Amount on File |
| Prior Sale | Dec 28, 2007 · Amount on File |
| Deed Book / Page | 1502 / 498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 20115 M 60, THREE RIVERS, MI 49093-9042 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20115 3 60, 60, THREE RIVERS, MI 49093 |
| Document Number | 2022004205 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022004205 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 20115 M 60, THREE RIVERS, MI 49093-9042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1898/0354 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 1898/0354 |
| Instrument | 1898-0354 |
| Name | KONDAUR CAPITAL CORP |
|---|---|
| Type | REO / Foreclosure Company |
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 20115 M 60, THREE RIVERS, MI 49093-9042 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | PARKS TITLE |
| Name | Verified Name |
|---|
| Document Number | 1956/0683 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 1956/0683 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 20115 M 60 was $513 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Park Township |
| Unified School District | Mendon Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,600 | $159,200 | |
| 2025 | $513.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20115 M 60 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20115 M 60 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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