20115 Chapel Point Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20115 Chapel Point Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,919 sqft · built 1968
Lot Size	0.67 acres (29,212 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Aug 2020)
Tax Bill	$6,962 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-501-24`

Property Details

APN / Parcel Number

Primary APN	`001-501-24`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,919 sqft Heated Area
Gross Area	3,495 sqft
1st Floor Area	1,955 sqft
Upper Floors Area	899 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	29,212 sqft (0.67 acres)
Porch	Porch
Porch Area	176 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-501-24
Street Address	20115 CHAPEL POINT LN
City	CORNELIUS
State	NC
Zip	28031-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L14 M22-985
Legal Subdivision	CHAPEL POINT
Legal Lot Number	14
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2002
Census Tract	6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 4, 2019	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU
Mar 15, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	0034924772
Deed Book / Page	34924 / 772
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055

Mortgage

Document Number	0000134895
Date	Dec 31, 2025
Book Page	40114/240
Instrument	2025134895

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 13, 2020
Property Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Document Number	0000126987
Book / Page	34924 / 772
Map Reference	MB 22 PG 985
Instrument Date	Aug 13, 2020
Instrument	2020126987
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055

Mortgage

Document Number	0000126988
Date	Aug 13, 2020
Instrument	2020126988

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Document Number	0000002250
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20115 CHAPEL POINT LN CORNELIUS NC 280317055, CORNELIUS, NC 28031-7055

Mortgage

Document Number	0000002250
Date	Jan 8, 2019
Book Page	033216/000141
Instrument	2250

Lender

Name	CHARLOTTE METRO CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2034

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 15, 2017
Property Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Document Number	0000032830
Book / Page	31636 / 533
Map Reference	MB22 PG985
Instrument Date	Mar 15, 2017
Instrument	2017032830
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055

Mortgage

Document Number	0000032831
Date	Mar 15, 2017
Instrument	2017032831

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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