20111 Chapel Point Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20111 Chapel Point Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,602 sqft · built 1995
Lot Size	0.473 acres (20,608 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Apr 2005)
Tax Bill	$6,505 (2023)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-501-23`

Property Details

APN / Parcel Number

Primary APN	`001-501-23`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,602 sqft Heated Area
Gross Area	4,751 sqft
1st Floor Area	2,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Wood
Lot Area	20,608 sqft (0.473 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	27 sqft
Deck Area	417 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-501-23
Street Address	20111 CHAPEL POINT LN
City	CORNELIUS
State	NC
Zip	28031-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L10 M22-985
Legal Subdivision	CHAPEL POINT
Legal Lot Number	10
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2002
Census Tract	6217

Owner

20111 Chapel Point Ln is owned and occupied by an individual who acquired it in May 2014.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	20111 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEWDOMINION BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2005 · Amount on File
Deed Sale	Apr 15, 2005 · Amount on File
Prior Sale	Apr 15, 2005 · Amount on File
Deed Document Number	0000067108
Last Transfer Date	May 13, 2014
Transfer Doc	0000052022
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20111 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20111 CHAPEL POINT LN, CORNELIUS, NC 28031-7055

Mortgage

Document Number	0000055245
Date	Jun 13, 2023
Book Page	38183/243
Instrument	2023055245

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20111 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058875
Date	Mar 26, 2021
Book Page	35854/35
Instrument	2021058875

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20111 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138737
Date	Oct 12, 2017
Book Page	32191/888
Instrument	2017138737

Lender

Name	NEWDOMINION BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20111 CHAPEL POINT LN, CORNELIUS, NC 28031-7055
Document Number	0000118487
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20111 CHAPEL POINT LN CORNELIUS NC 280317055, CORNELIUS, NC 28031-7055

Mortgage

Document Number	0000118487
Date	Jul 31, 2020
Book Page	034877/000843
Instrument	118487

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 20111 Chapel Point Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20111 Chapel Point Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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