20111 Reed Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20111 Reed Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1977
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181208 BD 02300`

Property Details

APN / Parcel Number

Primary APN	`181208 BD 02300`
Alternative APNs	`R1001181208B001806` `120052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,738 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Lot Area	18,731 sqft (0.43 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	517 sqft
Deck Area	342 sqft
Fence	Fence

Location & Zoning

Account Number	120052
Old Parcel Number	R1001181208B001806
Street Address	20111 REED LN
City	BEND
State	OR
Zip	97702-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:6 SUBD:BLAKLEY HEIGHTS SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-BD
Legal Range	12E
Legal Township	18S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	BLAKLEY HEIGHTS
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1002
Census Tract	2101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20111 REED LN, BEND, OR 97702-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 10, 2017	Warranty Deed, Transfer · FHA Mortgage NORTH PACIFIC FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019
Deed Sale	Oct 11, 2019
Prior Sale	Feb 10, 2017 · Amount on Record
Deed Document Number	0201939130
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20111 REED LN, BEND, OR 97702-2125
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20111 REED LN, BEND, OR 97702-2125

Mortgage

Document Number	0000007138
Date	Mar 30, 2023
Instrument	2023-07138

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20111 REED LN, BEND, OR 97702-2125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052288
Date	Oct 5, 2020
Instrument	2020-52288

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 10, 2017
Property Address	20111 REED LN, BEND, OR 97702-2125
Document Number	0000005577
Map Reference	CAB A PG225
Instrument Date	Feb 10, 2017
Instrument	2017-05577
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20111 REED LN, BEND, OR 97702-2125

Mortgage

Document Number	0000005578
Date	Feb 10, 2017
Instrument	2017-05578

Lender

Name	NORTH PACIFIC FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00 (+3.93%)	$219,390 (+3%)	$641,250 (+14.48%) Land $279,060 Building $362,190
2024	$3,566.00 (+7.86%)	$213,000 (+3%)	$560,150 (+2.89%) Land $245,200 Building $314,950
2023	$3,306.00	$206,800	$544,410 Land $238,630 Building $305,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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