20104 Reed Ln, #1, Bend, OR 97702 Property Records

Deschutes County property record for 20104 Reed Ln, #1, Bend, OR 97702

Property Summary

Property Type	Duplex
Details	1,824 sqft · built 2021
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$580,407 (Nov 2021)
Tax Bill	$4,038 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181208 BA 05508`

Property Details

APN / Parcel Number

Primary APN	`181208 BA 05508`
Alternative APN	`281349`

Interior

Building Area	1,824 sqft Total Area

Exterior

Year Built	Built 2021
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	442 sqft

Location & Zoning

Account Number	281349
Street Address	20104 REED LN # 1, 1
City	BEND
State	OR
Zip	97702-2126
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT:1 SUBD:WATERBROOK AT THE OLD MILL SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-BA
Legal Subdivision	WATERBROOK AT THE OLD MILL
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1002
Census Tract	2101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20497 POHAKU RD, BEND, OR 97703-8951
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	0202166321
Deed Book / Page	2021 / 66321
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 30, 2021
Property Address	20104 REED LN # 1, 1, BEND, OR 97702-2126
Document Number	0000066321
Map Reference	CAB I PG 924
Instrument Date	Nov 30, 2021
Instrument	2021-66321
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 28, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20497 POHAKU RD, BEND, OR 97703-8951

Mortgage

Document Number	0000066322
Date	Nov 30, 2021
Instrument	2021-66322

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,038.00 (+3.94%)	$239,020 (+3%)	$847,430 (+2.21%) Land $277,540 Building $569,890
2024	$3,885.00 (+7.89%)	$232,060 (+3%)	$829,110 (+1.37%) Land $270,220 Building $558,890
2023	$3,601.00	$225,310	$817,930 Land $270,220 Building $547,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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