2011 Waterloo Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2011 Waterloo Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1965
Lot Size	0.206 acres (8,995 sqft)
Owner	Company Name on File
Last Sale	$105,000 (Jul 2011)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-18-301-009`

Property Details

APN / Parcel Number

Primary APN	`8913-18-301-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	500 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,995 sqft (0.206 acres)
Lot Dimensions	70 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	284 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2011 WATERLOO RD
City	CEDAR FALLS
State	IA
Zip	50613-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUERNSEYS PARK ADDITION PART LOT 4 AUDITOR WHITNEY ROAD PLAT PART LOT 115 CEDAR FALLS BOUNDED AS FOL BEG AT AN IRON PIN 60 FT
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	GUERNSEYS PARK ADDITION
Legal Tract	115
Legal Lot Number	4,115
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2000
Census Tract	2301

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 128, CEDAR FALLS, IA 50613-0016
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK/LYNNVILLE IA
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2011 · Amount on Record
Deed Sale	Jul 13, 2011 · Amount on Record
Deed Document Number	20112012000789
Prior Transfer Date	Sep 9, 2008
Prior Transfer Doc	2009005348
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 30, 2026
Property Address	2011 WATERLOO RD, CEDAR FALLS, IA 50613-4431
Document Number	0000006045
Instrument Date	Apr 30, 2026
Instrument	20266045
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4407 DONALD DR, CEDAR FALLS, IA 50613-7051

Mortgage

Document Number	0000006045,
Date	Apr 30, 2026
Instrument	20266045

Lender

Name	FIRST STATE BANK/LYNNVILLE IA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2011 WATERLOO RD, CEDAR FALLS, IA 50613-4431
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015470
Date	Jan 31, 2022
Instrument	202200015470

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00	$210,930 (+14.5%) Land $32,100 Building $178,830	$210,930 (+14.5%) Land $32,100 Building $178,830
2024	$2,964.00 (+6.7%)
2023		$184,220 (+22.39%) Land $32,100 Building $152,120	$184,220 (+22.39%) Land $32,100 Building $152,120
2022	$2,778.00	$150,520 Land $32,100 Building $118,420
2021			$150,520 Land $32,100 Building $118,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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