2011 S Duncan Rd, Champaign, IL 61822 Property Records

Champaign County property record for 2011 S Duncan Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.068 acres (2,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jul 2019)
Tax Bill	$5,105 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-21-431-001`

Property Details

APN / Parcel Number

Primary APN	`03-20-21-431-001`

Exterior

Architectural Style	Condo/Apartment
Lot Area	2,983 sqft (0.068 acres)

Location & Zoning

Street Address	2011 S DUNCAN RD
City	CHAMPAIGN
State	IL
Zip	61822-5217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS HIGHLAND CONDO SURVEY
Legal Range	08E
Legal Township	19N
Legal Section	21
Legal Subdivision	COMMONS HIGHLAND CONDO SURVEY
Legal Lot Number	A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1027
Census Tract	1206

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2011S S DUNCAN RD, CHAMPAIGN, IL 61822-5217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FSLA
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FSLA
Dec 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FED'L S&L ASSN
Jul 17, 2019	Correction Deed ALLIED CAPITAL TITLE, ALLIED CAP TITLE
Jun 17, 2019	Grant Deed, Transfer · Conventional Mortgage IROQUOIS FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	201911269
Last Transfer Date	Dec 6, 2019
Transfer Doc	0000020660
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2011 S DUNCAN RD, CHAMPAIGN, IL 61822-5217
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000029
Date	Jan 4, 2021
Instrument	2021R00029

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Interest

Rate	2.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2011 S DUNCAN RD, CHAMPAIGN, IL 61822-5217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001334
Date	Jan 27, 2020
Instrument	2020R01334

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate	3.5%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 9, 2019
Property Address	2011 S DUNCAN RD, CHAMPAIGN, IL 61822-5217
Document Number	0000020660
Instrument Date	Dec 6, 2019
Instrument	20660
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2011 S DUNCAN RD CHAMPAIGN IL 618225217, CHAMPAIGN, IL 61822-5217

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2011 S DUNCAN RD, CHAMPAIGN, IL 61822-5217
Document Number	0000011270
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2011 SDUNCAN RD CHAMPAIGN IL 61822, CHAMPAIGN, IL 61822

Mortgage

Document Number	0000011270
Date	Jul 17, 2019
Instrument	11270

Lender

Name	IROQUOIS FED'L S&L ASSN
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 17, 2019
Property Address	2011 S DUNCAN RD, CHAMPAIGN, IL 61822-5217
Document Number	0000011269
Instrument Date	Jun 10, 2019
Instrument	11269
Record Updated	Aug 5, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount Recorded
Tax	$205.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	804 N NEIL ST #201 CHAMPAIGN IL 618203074, 201, CHAMPAIGN, IL 61820-3074

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 17, 2019
Property Address	2011 S DUNCAN RD, CHAMPAIGN, IL 61822-5217
Document Number	0000009044
Instrument Date	Jun 10, 2019
Instrument	9044
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	804 N NEIL ST #201 CHAMPAIGN IL 618203074, 201, CHAMPAIGN, IL 61820-3074

Mortgage

Document Number	9045
Date	Jun 17, 2019
Instrument	9045

Lender

Name	IROQUOIS FED'L S&L
Type	Federal Savings Bank
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,230 (+30.73%) Land $21,260 Building $74,970	$288,690 (+30.73%) Land $63,780 Building $224,910
2024	$5,105.00 (+11.37%)
2022	$4,584.00 Homeowner's exemption Senior Citizen's exemption	$73,610 Land $16,260 Building $57,350	$220,830 Land $48,780 Building $172,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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