Albemarle County property record for 2011 Ridgetop Dr, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,696 sqft · built 2006 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,200 (2026) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 090E0-00-00-10000 |
| Primary APN | 090E0-00-00-10000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,696 sqft Finished Area |
| Basement Area | 1,194 sqft |
| Finished Basement | 1,020 sqft |
| Unfinished Basement | 174 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 20,212 sqft (0.464 acres) |
| Garage Area | 506 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 404 sqft |
| Patio Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 2011 RIDGETOP DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-8812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 RESIDEN |
| Legal Description | MOSBY MOUNTAIN 100 |
| Legal Subdivision | MOSBY MOUNTAIN |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11202 |
2011 Ridgetop Dr is owned and occupied by an individual.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2011 RIDGETOP DR, CHARLOTTESVILLE, VA 22903-8812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2011 RIDGETOP DR, CHARLOTTESVILLE, VA 22903-8812 |
| Document Number | 0000003531 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2011 RIDGETOP DR CHARLOTTESVILLE VA 229038812, CHARLOTTESVILLE, VA 22903-8812 |
| Document Number | 0000003531 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 005031/000492 |
| Instrument | 3531 |
| Name | UNIVERSITY/VA CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 5, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2011 Ridgetop Dr was $7,200, up 5.1% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,200.00 (+5.12%) | $805,400 (+5.12%) Land $192,500 Building $612,900 | $805,400 (+5.12%) Land $192,500 Building $612,900 |
| 2025 | $6,849.00 | $766,200 Land $192,500 Building $573,700 | $766,200 Land $192,500 Building $573,700 |
| 2023 | $2,822.00 | $661,100 Land $187,000 Building $474,100 | $661,100 Land $187,000 Building $474,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2011 Ridgetop Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1982–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2011 Ridgetop Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Firefly Fiber Broadband, Verizon.
5G (outdoors only) and 4G LTE
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