Albemarle County property record for 2005 Ridgetop Dr, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,985 sqft · built 2006 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,061 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 090E0-00-00-09900 |
| Primary APN | 090E0-00-00-09900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,985 sqft Finished Area |
| Basement Area | 1,393 sqft |
| Unfinished Basement | 1,393 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 20,212 sqft (0.464 acres) |
| Garage Area | 473 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 208 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 2005 RIDGETOP DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-8812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 RESIDEN |
| Legal Description | MOSBY MOUNTAIN 99 |
| Legal Subdivision | MOSBY MOUNTAIN |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11202 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2005 RIDGETOP DR, CHARLOTTESVILLE, VA 22903-8812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,061.00 (+3.07%) | $789,800 (+3.05%) Land $192,500 Building $597,300 | $789,800 (+3.05%) Land $192,500 Building $597,300 |
| 2025 | $6,851.00 (+22.93%) | $766,400 (+17.44%) Land $192,500 Building $573,900 | $766,400 (+17.44%) Land $192,500 Building $573,900 |
| 2023 | $5,573.00 | $652,600 Land $187,000 Building $465,600 | $652,600 Land $187,000 Building $465,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1982–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Firefly Fiber Broadband, Verizon.
5G (outdoors only) and 4G LTE
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