Buchanan County property record for 2011 Lovers Ln, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 1,272 sqft · built 1922 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,802 (Jul 2026) |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2022 Sale + 1 more |
| APN | 06-2.0-04-002-003-120.000 |
| Primary APN | 06-2.0-04-002-003-120.000 |
|---|
| Building Area | 1,272 sqft Base Area |
|---|---|
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 144 ft deep x 60 ft wide |
| Street Address | 2011 LOVERS LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:LOVERS LANE PLACE LOT:17 BLK:2LGL DESC:N 40' L 17 S 20' L 18 |
| Legal Subdivision | LOVERS LANE PLACE |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 500 |
2011 Lovers Ln is owned and occupied by an individual who bought it in July 2026.
Source: Buchanan County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2011 LOVERS LN, SAINT JOSEPH, MO 64505-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Nov 17, 2022 | Beneficiary Deed, Transfer |
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST OPTION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | Jan 8, 2016 · Amount on File |
| Deed Document Number | 20265620 |
| Deed Book / Page | 3820 / 375 |
| Prior Transfer Date | Nov 15, 2022 |
| Prior Transfer Doc | 003782/430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 10, 2026 |
| Property Address | 2011 LOVERS LN, SAINT JOSEPH, MO 64505-2243 |
| Document Number | 0000005620 |
| Book / Page | 3820 / 375 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20265620 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 LOVERS LN, SAINT JOSEPH, MO 64505-2243 |
| Document Number | 0000005621, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 3820/376 |
| Instrument | 20265621 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000005622, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 3820/377 |
| Instrument | 20265622 |
| Name | NEIGHBORS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 17, 2022 |
| Property Address | 2011 LOVERS LN, SAINT JOSEPH, MO 64505-2243 |
| Document Number | 003782/430 |
| Book / Page | 3782 / 430 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022011070 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2011 LOVERS LN, SAINT JOSEPH, MO 64505-2243 |
| Name | Verified Name |
|---|---|
| Address | 2011 LOVERS LN, SAINT JOSEPH, MO 64505-2243 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2011 LOVERS LN, SAINT JOSEPH, MO 64505-2243 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Name | Verified Name |
|---|---|
| Address | 2011 LOVERS LN, SAINT JOSEPH, MO 64505-2243 |
| Document Number | 3764/514 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 3764/514 |
| Instrument | 2021007188 |
| Name | FIRST OPTION BANK |
|---|---|
| Type | Bank |
| Address | OSAWATOMIE, KS 66064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2011 Lovers Ln was $1,483, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,483.00 (+0.07%) | $20,650 Land $3,900 Building $16,750 | $108,660 Land $20,500 Building $88,160 |
| 2024 | $1,482.00 (+20.59%) | ||
| 2023 | $1,229.00 (-0.65%) | $18,660 (-) Land $3,900 Building $14,760 | $98,200 Land $20,500 Building $77,700 |
| 2022 | $1,237.00 | $18,660 Land $3,900 Building $14,760 | |
| 2021 | $98,200 Land $20,500 Building $77,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 2011 Lovers Ln; there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2011 Lovers Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures