2007 Lovers Ln, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2007 Lovers Ln, Saint Joseph, MO 64505

Property Summary

Property TypeSingle Family Home
Details1,192 sqft · built 1927
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Tax Bill$1,546 (2025)
Deeds & MortgagesJan 2020 Mortgage
APN06-2.0-04-002-003-122.000

Property Details

APN / Parcel Number

Primary APN06-2.0-04-002-003-122.000

Interior

Building Area1,192 sqft Base Area
1st Floor Area1,192 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions144 ft deep x 50 ft wide

Location & Zoning

Street Address2007 LOVERS LN
CitySAINT JOSEPH
StateMO
Zip64505-2243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:LOVERS LANE PLACE LOT:15 BLK:2LGL DESC:
Legal SubdivisionLOVERS LANE PLACE
Legal Block2
Legal Lot Number15
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2015
Census Tract500

Owner

2007 Lovers Ln is owned and occupied by an individual who acquired it in November 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2007 LOVERS LN, SAINT JOSEPH, MO 64505-2243
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 30, 2023
Transfer Doc0000009495
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2007 LOVERS LN, SAINT JOSEPH, MO 64505-2243
Transaction TypeMortgage
Record UpdatedFeb 19, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3745/331
DateJan 22, 2020
Book Page3745/331
Instrument2020000466
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJan 14, 2030
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2007 Lovers Ln was $1,546, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,546.00 (+0.06%)$21,540 Land $3,900 Building $17,640$113,340 Land $20,500 Building $92,840
2024$1,545.00 (+15.13%)
2023$1,342.00 (-0.67%)$20,410 (-) Land $3,900 Building $16,510$107,400 Land $20,500 Building $86,900
2022$1,351.00$20,410 Land $3,900 Building $16,510
2021$107,400 Land $20,500 Building $86,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2007 Lovers Ln; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2007 Lovers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

Nearby Properties on Lovers Ln

Nearby Streets

Search Property Records by Address or Parcel Number