2011 Girdle Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 2011 Girdle Rd, Elma, NY 14059 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,601 sqft · built 1914
Lot Size	7.35 acres (320,166 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jul 2009)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 147.01-4-44`

Property Details

APN / Parcel Number

Primary APN	`144200 147.01-4-44`
Alternative APN	`42001470100004044000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,601 sqft Living Area
1st Floor Area	1,892 sqft
Upper Floors Area	709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	320,166 sqft (7.35 acres)
Lot Dimensions	800 ft deep x 400 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2011 GIRDLE RD
City	ELMA
State	NY
Zip	14059-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	4
Legal Lot Number	44.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3024
Census Tract	14101

Owner

Source: Erie County and Elma Town records · APN 144200 147.01-4-44

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2011 GIRDLE RD, ELMA, NY 14059-9224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2009 · Amount on Record
Deed Sale	Jul 17, 2009 · Amount on Record
Deed Document Number	2009142811
Deed Book / Page	11166 / 797
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	2011 GIRDLE RD, ELMA, NY 14059-9224
Transaction Type	Mortgage
Record Updated	Jun 08, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 GIRDLE RD, ELMA, NY 14059-9224

Mortgage

Document Number	0139909198
Date	Apr 19, 2021
Book Page	13990/9198
Instrument	2021073681

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Erie County and Elma Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00 (-71.59%)	$9,400 (-) Land $3,000 Building $6,400	$361,550 (+3.85%) Land $115,388 Building $246,162
2024	$5,217.00	$9,400 (-) Land $3,000 Building $6,400	$348,148 (+3.7%) Land $111,111 Building $237,037
2023		$9,400 Land $3,000 Building $6,400	$335,714 Land $107,143 Building $228,571

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290141013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008, rainfall accumulation

Wildfire

Wildfire Risk	Low above 7% of the US · above 11% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.