2001 Girdle Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 2001 Girdle Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,574 sqft · built 2004
Lot Size	0.805 acres (35,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,205 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 147.01-4-36`

Property Details

APN / Parcel Number

Primary APN	`144200 147.01-4-36`
Alternative APN	`42001470100004036000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Living Area
1st Floor Area	1,340 sqft
2nd Floor Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	35,000 sqft (0.805 acres)
Lot Dimensions	280 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2001 GIRDLE RD
City	ELMA
State	NY
Zip	14059-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	SUB LOT 4
Legal Subdivision	THE MEADOWS SUBDIVISION
Legal Block	4
Legal Lot Number	36.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3026
Census Tract	14101

Owner

Source: Erie County and Elma Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2001 GIRDLE RD, ELMA, NY 14059-9224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	2001 GIRDLE RD, ELMA, NY 14059-9224
Document Number	0138434235
Book / Page	013843 / 004235
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2001 GIRDLE RD ELMA NY 140599224, ELMA, NY 14059-9224

Mortgage

Document Number	0138434235
Date	Jan 22, 2018
Book Page	013843/004235

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,205.00 (+2.54%)	$14,800 (-) Land $2,200 Building $12,600	$569,250 (+3.85%) Land $84,618 Building $484,632
2024	$8,977.00 Homeowner's exemption	$14,800 (-) Land $2,200 Building $12,600	$548,148 (+3.7%) Land $81,481 Building $466,667
2023	Homeowner's exemption	$14,800 Land $2,200 Building $12,600	$528,571 Land $78,571 Building $450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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