2011 Elm Tree Ct, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2011 Elm Tree Ct, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,974 sqft
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$263,665 (Oct 2017)
Tax Bill	$3,289 (2026)
Deeds & Mortgages	Feb 2020 Loan Modification May 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032G0-08-00-09200`

Property Details

APN / Parcel Number

Primary APN	`032G0-08-00-09200`
Alternative APN	`6898`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,974 sqft Finished Area
Basement Area	800 sqft
Finished Basement	596 sqft
Unfinished Basement	204 sqft
Family Room	Family Room

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Proximity to Airport
Garage Area	200 sqft
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2011 ELM TREE CT
City	CHARLOTTESVILLE
State	VA
Zip	22911-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	BRIARWOOD 92 PHASE 8
Legal Subdivision	BRIARWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

2011 Elm Tree Ct is owned and occupied by an individual who bought it in October 2017.

Source: Albemarle County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2011 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Loan Modification, Mortgage PENNYMAC
May 8, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Oct 30, 2017	Grant Deed, Subdivision Related Transfer NVR SETTLEMENT SERVICES INC
May 15, 2017	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Deed Document Number	201712578
Deed Book / Page	4977 / 226
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	2011 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Document Number	0000004057
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 ELM TREE CT CHARLOTTESVILLE VA 229118341, CHARLOTTESVILLE, VA 22911-8341

Mortgage

Document Number	0000004057
Date	Apr 13, 2020
Book Page	005300/000126
Instrument	4057

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	2011 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Document Number	0000006117
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 ELM TREE CT CHARLOTTESVILLE VA 229118341, CHARLOTTESVILLE, VA 22911-8341

Mortgage

Document Number	0000006117
Date	Jun 19, 2019
Book Page	005180/000325
Instrument	6117

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Interest

Rate	3.62%

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 30, 2017
Property Address	2011 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Document Number	0000012578
Book / Page	004977 / 000226
Instrument Date	Oct 18, 2017
Instrument	12578
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2017
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2011 ELM TREE CT CHARLOTTESVILLE VA 22911, CHARLOTTESVILLE, VA 22911

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 15, 2017
Property Address	2011 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Document Number	0000005330
Book / Page	004908 / 000406
Instrument Date	May 9, 2017
Instrument	5330
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2011 Elm Tree Ct was $3,289, up 2.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,289.00 (+2.21%)	$367,900 (+2.19%) Land $105,000 Building $262,900	$367,900 (+2.19%) Land $105,000 Building $262,900
2025	$3,218.00	$360,000 Land $100,000 Building $260,000	$360,000 Land $100,000 Building $260,000
2023	$3,039.00	$355,900 Land $96,500 Building $259,400	$355,900 Land $96,500 Building $259,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2011 Elm Tree Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2011 Elm Tree Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures