2010 Elm Tree Ct, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2010 Elm Tree Ct, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,692 sqft · built 2013
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jan 2021)
Tax Bill	$3,562 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032G0-08-00-08800`

Property Details

APN / Parcel Number

Primary APN	`032G0-08-00-08800`
Alternative APN	`6894`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,692 sqft Finished Area
Basement Area	840 sqft
Finished Basement	640 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	24 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2010 ELM TREE CT
City	CHARLOTTESVILLE
State	VA
Zip	22911-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	BRIARWOOD 88 PHASE 8
Legal Subdivision	BRIARWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

2010 Elm Tree Ct is owned and occupied by an individual who bought it in January 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2010 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2017	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Oct 25, 2017 · Amount on File
Deed Document Number	20211705
Deed Book / Page	5470 / 188
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 29, 2021
Property Address	2010 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Document Number	5470/188
Book / Page	5470 / 188
Map Reference	MB 4111 PG 5119-527
Instrument Date	Jan 11, 2021
Instrument	2021-00001705
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2010 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Investor	Possibly a Property Investor

Mortgage

Document Number	202100001706
Date	Jan 29, 2021
Instrument	2021-00001706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 25, 2017
Property Address	2010 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8341
Document Number	0000012420
Book / Page	004975 / 000249
Instrument Date	Sep 26, 2017
Instrument	12420
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2010 ELM TREE CT CHARLOTTESVILLE VA 229118341, CHARLOTTESVILLE, VA 22911-8341

Mortgage

Document Number	12421
Date	Oct 25, 2017
Book Page	004975/000253
Instrument	12421

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2010 Elm Tree Ct was $3,562, down 1.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,562.00 (-1.79%)	$398,400 (-1.82%) Land $115,500 Building $282,900	$398,400 (-1.82%) Land $115,500 Building $282,900
2025	$3,627.00	$405,800 Land $110,000 Building $295,800	$405,800 Land $110,000 Building $295,800
2023	$3,206.00	$375,500 Land $106,200 Building $269,300	$375,500 Land $106,200 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2010 Elm Tree Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 Elm Tree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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