2011 E Cypress Rd, East Bernard, TX 77435 Property Records

Wharton County property record for 2011 E Cypress Rd, East Bernard, TX 77435

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 1995
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,350 (Jul 2025)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Dec 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11180-041-039-20`

Property Details

APN / Parcel Number

Primary APN	`11180-041-039-20`
Alternative APNs	`R052707` `52707`

Interior

Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	2,006 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Lot Area	51,401 sqft
Garage Type	Attached
Garage Area	1,024 sqft
Porch	Open Porch
Porch Area	631 sqft
Patio Area	105 sqft

Location & Zoning

Account Number	1118004103920
Street Address	2011 E CYPRESS RD
City	EAST BERNARD
State	TX
Zip	77435-9471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN BERNARD 2 BLOCK 41B LOT 36
Legal Subdivision	SAN BERNARD 2
Legal Block	41B
Legal Lot Number	36
Jurisdiction	WHARTON TX
Township / Civil Division	EAST BERNARD
Census Block Group	5
Census Block	5072
Census Tract	740100

Owner

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2011 E CYPRESS RD, EAST BERNARD, TX 77435-9471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit CAPITAL FARM CREDIT FLCA
Dec 5, 2005	Deed of Trust, Mortgage AMEGY BANK NA
Jul 16, 2025	Vendor's Lien, Transfer · Conventional Mortgage ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Deed Document Number	20253740
Deed Book / Page	1390 / 366
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	2011 E CYPRESS RD, EAST BERNARD, TX 77435-9471
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001093/747
Date	Apr 24, 2018
Book Page	1093/747
Instrument	2018-00002093

Lender

Name	CAPITAL FARM CREDIT FLCA
Type	Funding / Finance Company
Address	BRYAN, TX 77802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	2011 E CYPRESS RD, EAST BERNARD, TX 77435-9471
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000632/409
Date	Dec 5, 2005
Book Page	632/409
Instrument	2005-00259359

Lender

Name	AMEGY BANK NA
Type	Bank
Address	HOUSTON, TX 77227

Agreement

Amount	Amount Recorded

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Jul 16, 2025
Property Address	2011 E CYPRESS RD, EAST BERNARD, TX 77435-9471
Document Number	001390/366
Book / Page	1390 / 366
Instrument Date	Jul 15, 2025
Instrument	2025-00003740
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 E CYPRESS RD, EAST BERNARD, TX 77435-9471

Mortgage

Document Number	0001390369
Date	Jul 16, 2025
Instrument	1390/369

Lender

Name	ZB NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	East Bernard City
County	Wharton County
Unified School District	East Bernard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,835 (+14.9%) Land $40,710 Building $294,125	$334,835 (+14.9%) Land $40,710 Building $294,125
2025	$3,619.00 (-18.66%) Homeowner's exemption	$291,414 (-5.4%) Land $40,710 Building $250,704	$291,414 (-5.4%) Land $40,710 Building $250,704
2023		$308,053 Land $40,710 Building $267,343	$308,053 Land $40,710 Building $267,343
2022	$4,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Nearby Flood Policies	127 in force
Nearby Flood Claims	91 (1998–2019)
Claims Outside the SFHA	23 of 91
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 50 claims Severe Storms And Flooding, Apr 2016 · 28 claims Flooding 10/18/98, Oct 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rural Telecommunications of America Fixed Wireless	300 / 150
EBTX Wireless Fixed Wireless	200 / 40
Skynet Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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