Wharton County property record for 1921 E Cypress Rd, East Bernard, TX 77435
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,199 sqft · built 1985 |
| Lot Size | 1.44 acres (62,944 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 11180-041-048-00 |
| Primary APN | 11180-041-048-00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,199 sqft Living Area |
| Gross Area | 2,774 sqft |
| 1st Floor Area | 2,199 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 62,944 sqft |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Open Porch |
| Porch Area | 222 sqft |
| Patio Area | 944 sqft |
| Account Number | 1118004104800 |
|---|---|
| Street Address | 1921 E CYPRESS RD |
| City | EAST BERNARD |
| State | TX |
| Zip | 77435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN BERNARD 2 BLOCK 41B LOT 48 |
| Legal Subdivision | SAN BERNARD 2 |
| Legal Block | 41B |
| Legal Lot Number | 48 |
| Jurisdiction | WHARTON TX |
| Township / Civil Division | EAST BERNARD |
| Census Block Group | 5 |
| Census Block | 5072 |
| Census Tract | 740100 |
Source: Wharton County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1154, EAST BERNARD, TX 77435-1154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHARTON TX |
| Property Address | 1921 E CYPRESS RD, EAST BERNARD, TX 77435 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1164, EAST BERNARD, TX 77435-1164 |
| Investor | Possibly a Property Investor |
| Document Number | 001263/904 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 1263/904 |
| Instrument | 2022-00002657 |
| Name | THE FIRST NATIONAL BANK OF EAGLE LAKE |
|---|---|
| Type | Bank |
| Address | EAGLE LAKE, TX 77434 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 2, 2038 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 18% |
Source: Wharton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | East Bernard City |
| County | Wharton County |
| Unified School District | East Bernard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,121 (+3.02%) Land $49,853 Building $251,268 | $301,121 (+3.02%) Land $49,853 Building $251,268 | |
| 2025 | $2,681.00 (-35.71%) Homeowner's exemption Senior Citizen's exemption | $292,305 (-1.97%) Land $49,853 Building $242,452 | $292,305 (-1.97%) Land $49,853 Building $242,452 |
| 2023 | $298,178 Land $49,852 Building $248,326 | $298,178 Land $49,852 Building $248,326 | |
| 2022 | $4,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 127 policies |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 91 (1998–2019) |
| Claims Outside the SFHA | 23 of 91 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| EBTX Wireless Fixed Wireless | 200 / 40 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: Rise Broadband.
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