2011 186th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2011 186th Ave E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,056 sqft · built 1981
Lot Size0.425 acres (18,500 sqft)
OwnerIndividual Name on File
Tax Bill$6,954 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN507500-1-530

Property Details

APN / Parcel Number

Primary APN507500-1-530

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area2,056 sqft Living Area
Gross Area2,536 sqft
1st Floor Area824 sqft
Upper Floors Area1,232 sqft
Basement Area824 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1995
Architectural StyleSplit Foyer
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area18,500 sqft (0.425 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area864 sqft
Deck Area192 sqft
Patio Area216 sqft
Storage Building657 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2011 186TH AVE E
CityLAKE TAPPS
StateWA
Zip98391-9483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 24 LAKE TAPPS TACOMA POINT: LAKE TAPPS TACOMA POINT L 36 B 3
Legal Range05
Legal Township20
Legal Section09
Legal SubdivisionLAKE TAPPS TACOMA POINT
Legal Block3
Legal Lot Number36
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group4
Census Block4010
Census Tract70315

Owner

2011 186th Ave E is owned and occupied by an individual.

Source: Pierce County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2011 186TH AVE E, LAKE TAPPS, WA 98391-9483
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Aug 26, 2020Deed of Trust, Mortgage · Line of Credit
BOEING EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2011 186TH AVE E, LAKE TAPPS, WA 98391-9483
Transaction TypeMortgage
Record UpdatedApr 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005100253
DateMay 10, 2017
Instrument201705100253
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term419 Months
DueApr 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2011 186TH AVE E, LAKE TAPPS, WA 98391-9483
Transaction TypeMortgage
Record UpdatedApr 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008261033
DateAug 26, 2020
Instrument202008261033
Lender
NameBOEING EMPLOYEES CU
TypeCredit Union
AddressSEATTLE, WA 98124
Agreement
TypeLine of Credit
AmountAmount on Record
Term298 Months
DueJun 3, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 2011 186th Ave E was $6,954.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,954.00 (-0.04%)$650,100 Land $359,700 Building $290,400$650,100 Land $359,700 Building $290,400
2025$6,957.00 (+9.68%)
2024$6,343.00 (-1.38%)$623,800 (-2.87%) Land $294,900 Building $328,900$623,800 (-2.87%) Land $294,900 Building $328,900
2023$6,432.00$642,200 Land $294,900 Building $347,300$642,200 Land $294,900 Building $347,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2011 186th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2011 186th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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