2007 186th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2007 186th Ave E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 2,777 sqft · built 1980
Lot Size0.425 acres (18,500 sqft)
Owner2 Trust Names on File
Last Sale$841,200 (Jul 2026)
Tax Bill$7,433 (2026)
Deeds & MortgagesJul 2026 Sale
Sep 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN507500-1-540

Property Details

APN / Parcel Number

Primary APN507500-1-540

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,777 sqft Living Area
Gross Area3,285 sqft
1st Floor Area946 sqft
Upper Floors Area1,286 sqft
AtticAttic
Attic Area544 sqft
Basement Area946 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1999
Architectural StyleSplit Foyer
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area18,500 sqft (0.425 acres)
Garage TypeAttached
Garage Area508 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Deck Area180 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area544 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address2007 186TH AVE E
CityLAKE TAPPS
StateWA
Zip98391-9483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 24 LAKE TAPPS TACOMA POINT: LAKE TAPPS TACOMA POINT L 37 B 3
Legal Range05
Legal Township20
Legal Section09
Legal SubdivisionLAKE TAPPS TACOMA POINT
Legal Block3
Legal Lot Number37
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group4
Census Block4010
Census Tract70315

Owner

2007 186th Ave E is owner-occupied and held in a trust since July 2026.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Trust Names on File
Mailing Address2007 186TH AVE E, LAKE TAPPS, WA 98391-9483
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Warranty Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 13, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2026 · Amount on File
Deed SaleJul 2, 2026 · Amount on File
Deed Document Number2026513
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJul 2, 2026
Property Address2007 186TH AVE E, LAKE TAPPS, WA 98391-9483
Document Number0000000513
Instrument DateJul 1, 2026
Instrument2026513
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Tax$1,416,864.36
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2007 186TH AVE E, LAKE TAPPS, WA 98391-9483

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2007 186TH AVE E, LAKE TAPPS, WA 98391-9483
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2007 186TH AVE E, LAKE TAPPS, WA 98391-9483

Mortgage

Document Number0009130814
DateSep 13, 2021
Instrument202109130814
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 3, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2007 186TH AVE E, LAKE TAPPS, WA 98391-9483
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003120931
DateMar 12, 2021
Instrument202103120931
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 2007 186th Ave E was $7,433, up 5.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,433.00 (+5.22%)$694,700 (-5.04%) Land $359,700 Building $335,000$694,700 (-5.04%) Land $359,700 Building $335,000
2025$7,064.00 (+10.24%)$731,600 (+16.05%) Land $369,400 Building $362,200$731,600 (+16.05%) Land $369,400 Building $362,200
2024$6,408.00 (-1.52%)$630,400 (-3%) Land $294,900 Building $335,500$630,400 (-3%) Land $294,900 Building $335,500
2023$6,507.00$649,900 Land $294,900 Building $355,000$649,900 Land $294,900 Building $355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2007 186th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2007 186th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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