Stanly County property record for 20100 Coley Store Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,254 sqft · built 1958 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $833 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 558501090696 |
| Primary APN | 558501090696 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,254 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 219 ft deep x 117 ft wide |
| Garage Area | 576 sqft |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 10308 |
|---|---|
| Street Address | 20100 COLEY STORE RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-7153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 20100 COLEY STORE RD 558500134 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 930801 |
20100 Coley Store Rd is owned and occupied by two individuals.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20100 COLEY STORE RD, LOCUST, NC 28097-7153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 15, 2026 |
| Property Address | 20100 COLEY STORE RD, LOCUST, NC 28097-7153 |
| Document Number | 0000488824 |
| Book / Page | 1922 / 540 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026488824 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20100 COLEY STORE RD, LOCUST, NC 28097-7153 |
| Document Number | 0000488824, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 1922/540 |
| Instrument | 2026488824 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 20100 Coley Store Rd was $833.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $833.00 | $132,271 (-) Land $26,889 Building $105,382 | $132,271 (-) Land $26,889 Building $105,382 |
| 2025 | $833.00 | $132,271 Land $26,889 Building $105,382 | $132,271 Land $26,889 Building $105,382 |
| 2023 | $1,816.00 (+0.89%) | $93,890 (-) Land $15,797 Building $78,093 | $93,890 (-) Land $15,797 Building $78,093 |
| 2022 | $1,800.00 | $93,890 Land $15,797 Building $78,093 | $93,890 Land $15,797 Building $78,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20100 Coley Store Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20100 Coley Store Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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