20075 Coley Store Rd, Locust, NC 28097 Property Records

Stanly County property record for 20075 Coley Store Rd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,206 sqft · built 1950
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Aug 2023)
Tax Bill$1,046 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN557502997532

Property Details

APN / Parcel Number

Primary APN557502997532
Alternative APNs
  • 1544535
  • 1532264
  • 18539

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,206 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions215 ft deep x 100 ft wide
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number1544535
Street Address20075 COLEY STORE RD
CityLOCUST
StateNC
Zip28097-7152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionHSE 20075 COLEY STORE RD 557502007
Legal SubdivisionCOLEY S CROSSROADS PROPERTY
Legal Lot Number1
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3018
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20075 COLEY STORE RD, LOCUST, NC 28097-7152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 22, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 7, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2023 · Amount on Record
Deed SaleAug 3, 2023 · Amount on Record
Prior SaleJun 28, 2022 · Amount on Record
Deed Document Number2023460267
Deed Book / Page1828 / 199
Prior Transfer DateAug 11, 2006
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateAug 3, 2023
Property Address20075 COLEY STORE RD, LOCUST, NC 28097-7152
Document Number0000460267
Book / Page1828 / 199
Map ReferenceMB 4 PG 20
Instrument DateAug 1, 2023
Instrument460267
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 OAK ST, STANFIELD, NC 28163-6709

Transferred To (Grantee/Buyer)

NameVerified Name
Address20075 COLEY STORE RD, LOCUST, NC 28097-7152

Mortgage

Document Number0000460268
DateAug 3, 2023
Instrument460268
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateDec 22, 2020
Property Address20075 COLEY STORE RD, LOCUST, NC 28097-7152
Document Number0017241008
Book / Page001724 / 001008
Instrument DateDec 17, 2020
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$390.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20075 COLEY STORE RD LOCUST NC 280977152, LOCUST, NC 28097-7152

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 7, 2020
Property Address20075 COLEY STORE RD, LOCUST, NC 28097-7152
Document Number0000421448
Book / Page001705 / 001452
Instrument DateJul 1, 2020
Instrument421448
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$132.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2166 MATTHEWS NC 281062166, MATTHEWS, NC 28106-2166

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,046.00$166,132 (-) Land $26,880 Building $139,252$166,132 (-) Land $26,880 Building $139,252
2025$1,046.00 (+17.13%)$166,132 (+35.75%) Land $26,880 Building $139,252$166,132 (+35.75%) Land $26,880 Building $139,252
2023$893.00$122,385 Land $15,792 Building $106,593$122,385 Land $15,792 Building $106,593

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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