Kenton County property record for 2010 Howell St, Covington, KY 41014
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,890 sqft · built 1929 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jun 2021) |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-12-22-011.00 |
| Primary APN | 055-12-22-011.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Finished Area |
| Gross Area | 2,052 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2010 HOWELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1126 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HOWARD PT LOTS 81-82 45' NEC HOWELL & 1ST ALLEY S 20TH |
| Legal Subdivision | HOWARD & CO |
| Legal Lot Number | 81,82 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2010 HOWELL ST, COVINGTON, KY 41014-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit PARK NAT'L BK |
| Oct 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage CASHCALL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on Record |
| Deed Sale | Jun 1, 2021 · Amount on Record |
| Prior Sale | Oct 9, 2018 · Amount on Record |
| Deed Document Number | 20210601250 |
| Deed Book / Page | 94 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2010 HOWELL ST, COVINGTON, KY 41014-1126 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005900251 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 223/829 |
| Instrument | 21060105900251 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2010 HOWELL ST, COVINGTON, KY 41014-1126 |
| Document Number | 0000000296 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1232 FISK ST ALEXANDRIA KY 41001, ALEXANDRIA, KY 41001 |
| Document Number | 0000000296 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 0C6758/000008 |
| Instrument | 296 |
| Name | PARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 18, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 9, 2018 |
| Property Address | 2010 HOWELL ST, COVINGTON, KY 41014-1126 |
| Document Number | 0000000125 |
| Book / Page | 0C6519 / 000218 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 125 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2010 HOWELL ST COVINGTON KY 410141126, COVINGTON, KY 41014-1126 |
| Document Number | 126 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 0C6519/000221 |
| Instrument | 126 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (-) Land $10,000 Building $135,000 | $145,000 (-) Land $10,000 Building $135,000 | |
| 2025 | $1,921.00 (-0.52%) | $145,000 (-) Land $5,000 Building $140,000 | $145,000 (-) Land $5,000 Building $140,000 |
| 2023 | $1,931.00 | $145,000 Land $5,000 Building $140,000 | $145,000 Land $5,000 Building $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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