2005 Howell St, Covington, KY 41014 Property Records

Kenton County property record for 2005 Howell St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1924
Square Footage1,083 sqft Finished Area
Lot Size3,049 sqft (0.07 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2025)
Tax Bill$1,961.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-12-08-023.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,083 sqft Finished Area
Gross Area1,287 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,049 sqft (0.07 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2005 HOWELL ST
CityCOVINGTON
StateKY
Zip41014-1125
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOLF JOHN PT LOTS 22-23 2ND S 10' LOT 22 & N 20' LOT 23
Legal SubdivisionWOLF JOHN
Legal Phase2
Legal Lot Number22,23
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3006
Census Tract65000

Owner

Source: Kenton County records · APN 055-12-08-023.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2005 HOWELL ST, COVINGTON, KY 41014-1125
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Aug 31, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
BANK OF ENGLAND
Aug 31, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BANK OF ENGLAND
Aug 24, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2025 · Amount on Record
Deed SaleJul 16, 2025 · Amount on Record
Prior SaleAug 31, 2023 · Amount on Record
Deed Doc Number202572
Deed Book / Page352 / 463
Prior Transfer DateFeb 28, 2013
Prior Transfer Doc0005900112
Record RefreshedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2005 HOWELL ST, COVINGTON, KY 41014-1125
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 HOWELL ST, COVINGTON, KY 41014-1125

Mortgage

Document Number0005900152
DateDec 05, 2023
Book PageKCM 511/861
Instrument23120505900152
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 01, 2028

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2005 HOWELL ST, COVINGTON, KY 41014-1125
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 HOWELL ST, COVINGTON, KY 41014-1125

Mortgage

Document Number0005900142
DateAug 31, 2023
Book PageKCM 488/713
Instrument23083105900142
Lender
NameBANK OF ENGLAND
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2033

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 31, 2023
Property Address2005 HOWELL ST, COVINGTON, KY 41014-1125
Document Number0005900140
Book / PageKC 244 / 309
Map ReferencePL 335
Instrument DateAug 31, 2023
Instrument23083105900140
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address966 DARLINGTON CREEK DR, ALEXANDRIA, KY 41001-7278

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 HOWELL ST, COVINGTON, KY 41014-1125

Mortgage

Document Number0005900141
DateAug 31, 2023
Book PageKCM 488/697
Instrument23083105900141
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 24, 2017
Property Address2005 HOWELL ST, COVINGTON, KY 41014-1125
Document Number0000000111
Book / Page0C6232 / 000167
Instrument DateAug 15, 2017
Instrument111
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyBRB TRUST TITLE AGENCY, BRB TR TITLE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$78.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 HOWELL ST COVINGTON KY 410141125, COVINGTON, KY 41014-1125

Mortgage

Document Number112
DateAug 24, 2017
Book Page0C6232/000170
Instrument112
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 23, 2047

Mortgage

Document Number113,
DateAug 24, 2017
Book Page0C6232/000186
Instrument113
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
AmountAmount Recorded
Term60 Months
DueAug 23, 2022

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,961.00 (+23.72%)$148,000 (+24.37%) Land $5,000 Building $143,000$148,000 (+24.37%) Land $5,000 Building $143,000
2023$1,585.00 (+0.89%)$119,000 (-) Land $5,000 Building $114,000$119,000 (-) Land $5,000 Building $114,000
2022$1,571.00$119,000 Land $5,000 Building $114,000$119,000 Land $5,000 Building $114,000

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