2010 el Cajon Way, Oxnard, CA 93035 Property Records

Ventura County property record for 2010 el Cajon Way, Oxnard, CA 93035 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1979
Lot Size	0.175 acres (7,626 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Mar 2001)
Tax Bill	$4,516 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`186-0-094-095`

Property Details

APN / Parcel Number

Primary APN	`186-0-094-095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Construction Type	Frame
Lot Area	7,626 sqft (0.175 acres)
Lot Dimensions	75 ft deep x 100 ft wide
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2010 EL CAJON WAY
City	OXNARD
State	CA
Zip	93035-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 247803 LOT: 81 REF: 081MR 049
Legal Subdivision	2478-3
Legal Tract	247803
Legal Block	94
Legal Lot Number	81
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3010
Census Tract	8800

Owner

Source: Ventura County records · APN 186-0-094-095

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2010 EL CAJON WAY, OXNARD, CA 93035-2600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2001 · Amount on Record
Deed Sale	Mar 27, 2001 · Amount on Record
Deed Document Number	200151483
Prior Transfer Date	Sep 28, 1998
Prior Transfer Doc	0000171054
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2010 EL CAJON WAY, OXNARD, CA 93035-2600
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 EL CAJON WAY, OXNARD, CA 93035-2600

Mortgage

Document Number	0000111279
Date	Jun 07, 2021
Instrument	20210607-00111279

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$376,374 (+2%) Land $150,549 Building $225,825
2025	$4,516.00 (+2.2%) Homeowner's exemption	$368,995 (+4.04%) Land $147,597 Building $221,398
2024	$4,419.00 (+3.81%)
2023	$4,257.00 (+3.13%) Homeowner's exemption	$354,667 Land $141,866 Building $212,801
2022	$4,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110088003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force 1 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.