1810 el Cajon Way, Oxnard, CA 93035 Property Records

Ventura County property record for 1810 el Cajon Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,636 sqft · built 1984
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Feb 2018)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`186-0-084-025`

Property Details

APN / Parcel Number

Primary APN	`186-0-084-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,636 sqft Living Area
1st Floor Area	908 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	7,405 sqft (0.17 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	530 sqft
Porch	Porch
Porch Area	60 sqft
Patio Area	700 sqft

Location & Zoning

Street Address	1810 EL CAJON WAY
City	OXNARD
State	CA
Zip	93035-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 247802 LOT: 49 REF: 076MR 035
Legal Subdivision	2478-2
Legal Tract	247802
Legal Block	84
Legal Lot Number	49
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3006
Census Tract	8800

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1810 EL CAJON WAY, OXNARD, CA 93035-2724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Feb 21, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Prior Sale	Oct 21, 1996 · Amount on File
Deed Document Number	201820477
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0000020477
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1810 EL CAJON WAY, OXNARD, CA 93035-2724
Document Number	0000027286
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 EL CAJON WAY OXNARD CA 930352724, OXNARD, CA 93035-2724

Mortgage

Document Number	0000027286
Date	Feb 24, 2020
Instrument	27286

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 21, 2018
Property Address	1810 EL CAJON WAY, OXNARD, CA 93035-2724
Document Number	0000020477
Map Reference	MB76 PG35&36
Instrument Date	Jan 26, 2018
Instrument	20180221-00020477
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 EL CANJON WAY, OXNARD, CA 93035-2724

Mortgage

Document Number	0000020478
Date	Feb 21, 2018
Instrument	20180221-00020478

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,576 (+2%) Land $126,227 Building $189,349
2025	$3,868.00 (+2.19%)	$309,389 (+4.04%) Land $123,752 Building $185,637
2024	$3,785.00 (+3.78%)
2023	$3,647.00 (+3.05%)	$297,376 Land $118,946 Building $178,430
2022	$3,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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