2010 E Donald St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2010 E Donald St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,456 sqft · built 2018
Lot Size3.64 acres (158,558 sqft)
OwnerIndividual Name on Record
Tax Bill$6,090 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Mar 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN8912-17-101-001

Property Details

APN / Parcel Number

Primary APN8912-17-101-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Basement Area1,456 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area158,558 sqft (3.64 acres)

Exterior Amenities

PorchPorch
Porch Area264 sqft
Deck AreaDeck Area
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2010 E DONALD ST
CityWATERLOO
StateIA
Zip50703-9567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WATERLOO EAST PT OF NW 1/4 SEC 17 T 89 R 12 N 300' OF W 660' OF NW 1/4 EXC PART CONVEYED TO BLACK HAWK COUNTY
Legal Range12W
Legal Township89N
Legal Section17
Legal SubdivisionUNPLATTED WATERLOO EAST
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1075
Census Tract2700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2010 E DONALD ST, WATERLOO, IA 50703-9567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Line of Credit
CEDAR FALLS COMMUNITY CU
Mar 5, 2024Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
Jan 16, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 10, 2018
Transfer Doc0000011963
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2010 E DONALD ST, WATERLOO, IA 50703-9567
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 E DONALD ST, WATERLOO, IA 50703-9567

Mortgage

Document Number0202602393
DateFeb 25, 2026
Instrument2026-02393
Lender
NameCEDAR FALLS COMMUNITY CU
TypeCredit Union
Address123 W 4TH ST, CEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 8, 2036

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2010 E DONALD ST, WATERLOO, IA 50703-9567
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400010780
DateMar 5, 2024
Instrument202400010780
Lender
NameGREENSTATE CU
TypeCredit Union
Address2355 LANDON RD, NORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 15, 2034
Interest
Change FrequencyMonthly

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateJan 16, 2018
Property Address2010 E DONALD ST, WATERLOO, IA 50703-9567
Document Number201800011963
Instrument DateJan 10, 2018
Instrument2018-00011963
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,090.00 (+12.61%) Homeowner's exemption$309,250 (+19.15%) Land $42,920 Building $266,330$309,250 (+19.15%) Land $42,920 Building $266,330
2024$5,408.00 (+37.19%)
2023$259,540 (+37.8%) Land $42,920 Building $216,620$259,540 (+37.8%) Land $42,920 Building $216,620
2022$3,942.00 Homeowner's exemption$188,350 Land $42,920 Building $145,430
2021$188,350 Land $42,920 Building $145,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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