955 E Donald St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 955 E Donald St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1958
Lot Size0.73 acres (31,798 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (May 2010)
Tax Bill$3,954 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-12-476-009

Property Details

APN / Parcel Number

Primary APN8913-12-476-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Finished Basement200 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialMetal
Lot Area31,798 sqft (0.73 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area168 sqft
Deck Area380 sqft
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address955 E DONALD ST
CityWATERLOO
StateIA
Zip50703-9566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WLOO EAST W 100 FT E 368 FT S 353 FT SE SE SEC 12 T 89 R 13
Legal Range13W
Legal Township89N
Legal Section12
Legal SubdivisionUNPLATTED WLOO EAST
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2009
Census Tract1702

Owner

Source: Black Hawk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address955 E DONALD ST, WATERLOO, IA 50703-9566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2010 · Amount on Record
Deed SaleMay 11, 2010 · Amount on Record
Deed Document Number201020924
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address955 E DONALD ST, WATERLOO, IA 50703-9566
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 E DONALD ST, WATERLOO, IA 50703-9566

Mortgage

Document Number202100022261
DateApr 23, 2021
Instrument202100022261
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueMay 5, 2031

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,954.00 (-0.25%) Homeowner's exemption$204,650 (+6.06%) Land $29,200 Building $175,450$204,650 (+6.06%) Land $29,200 Building $175,450
2024$3,964.00 (+36.97%)
2023$192,960 (+37.24%) Land $29,200 Building $163,760$192,960 (+37.24%) Land $29,200 Building $163,760
2022$2,894.00 Homeowner's exemption$140,600 Land $29,200 Building $111,400
2021$140,600 Land $29,200 Building $111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

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