2010 Banner Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2010 Banner Ln, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2013
Square Footage	2,682 sqft Heated Area
Lot Size	5,750 sqft (0.132 acres)
Garage	Finished, 437 sqft
Occupancy	Owner Occupied
Tax Bill	$5,314.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`158726`
Alternative APN	`092630008200014210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,682 sqft Heated Area
Gross Area	3,341 sqft Gross Area
1st Floor	1,163 sqft 1st Floor
Upper Floors	1,519 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2013
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,750 sqft (0.132 acres)
Depth X Width	115 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	437 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	222 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	158726
Street Address	2010 BANNER LN
City	SAINT CLOUD
State	FL
Zip	34769-1817
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 421
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK
Legal Phase	3B
Legal Tract	82
Legal Block	1
Legal Lot Number	421
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1041
Census Tract	43208

Owner

Source: Osceola County records · APN 158726

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2010 BANNER LN, SAINT CLOUD, FL 34769-1817
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2014
Deed Sale	Jun 27, 2014
Deed Doc Number	0004639596
Deed Book / Page	4522 / 1980
Prior Transfer Date	Oct 29, 2013
Prior Transfer Doc	2013169800
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,314.00 (+4.9%) Homeowner's exemption	$216,398 (+5.99%)	$368,400 (+0.11%) Land $70,000 Building $298,400
2023	$5,066.00 (+3.32%) Homeowner's exemption	$204,175 (+3%)	$368,000 (+18.52%) Land $60,000 Building $308,000
2022	$4,903.00 Homeowner's exemption	$198,229	$310,500 Land $55,000 Building $255,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.