Osceola County property record for 1995 Banner Ln, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,875 sqft · built 2013 |
| Lot Size | 0.132 acres (5,793 sqft) |
| Owner | Company Name on File |
| Last Sale | $391,000 (Jun 2022) |
| Tax Bill | $7,730 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 158772 |
| Primary APN | 158772 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,875 sqft Heated Area |
| Gross Area | 2,365 sqft |
| 1st Floor Area | 1,875 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,793 sqft (0.132 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 158772 |
|---|---|
| Street Address | 1995 BANNER LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 467 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK |
| Legal Phase | 3B |
| Legal Tract | 82 |
| Legal Block | 1 |
| Legal Lot Number | 467 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43208 |
Source: Osceola County records · APN 158772
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Jan 13, 2014 · Amount on Record |
| Deed Document Number | 0062451925 |
| Deed Book / Page | 5260 / 2323 |
| Prior Transfer Date | Dec 28, 2017 |
| Prior Transfer Doc | 2017184502 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1995 BANNER LN, SAINT CLOUD, FL 34769-1819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057831173 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 5783/1173 |
| Instrument | 2020114497 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 28, 2017 |
| Property Address | 1995 BANNER LN, SAINT CLOUD, FL 34769-1819 |
| Document Number | 0052602323 |
| Book / Page | 5260 / 2323 |
| Map Reference | MB20 PG90-93 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2017184502 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1995 BANNER LN, 1995, SAINT CLOUD, FL 34769-1819 |
| Name | Verified Name |
|---|---|
| Address | 1995 BANNER LN, SAINT CLOUD, FL 34769-1819 |
| Document Number | 2017184503 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017184503 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,730.00 (+0.9%) | $308,300 (+0.78%) Land $70,000 Building $238,300 | $308,300 (+0.78%) Land $70,000 Building $238,300 |
| 2023 | $7,661.00 (+64.4%) | $305,900 (+65.56%) Land $60,000 Building $245,900 | $305,900 (+18.2%) Land $60,000 Building $245,900 |
| 2022 | $4,660.00 Homeowner's exemption | $184,772 | $258,800 Land $55,000 Building $203,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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