Orange County property record for 201 White Oak Cir, Maitland, FL 32751
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,204 sqft · built 1973 |
| Lot Size | 0.287 acres (12,490 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $425,000 (Oct 2021) |
| Tax Bill | $7,690 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-21-29-5473-00-570 |
| Primary APN | 25-21-29-5473-00-570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 3,354 sqft |
| 1st Floor Area | 2,204 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,490 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 201 WHITE OAK CIR |
|---|---|
| City | MAITLAND |
| State | FL |
| Zip | 32751-4828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | MAITLAND GROVE UNIT 1 3/80 LOT 57 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 25 |
| Legal Subdivision | MAITLAND GROVE UT 1 |
| Legal Tract | 5473 |
| Legal Lot Number | 57 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 15501 |
201 White Oak Cir is owner-occupied and held in a trust since November 2023.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 201 WHITE OAK CIR, MAITLAND, FL 32751-4828 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Deed Document Number | 2021661210 |
| Last Transfer Date | Nov 22, 2023 |
| Transfer Doc | 0000690046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 201 WHITE OAK CIR, MAITLAND, FL 32751-4828 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 201 WHITE OAK CIR, MAITLAND, FL 32751-4828 |
| Investor | Possibly a Property Investor |
| Document Number | 0000164370 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 20230164370 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 28, 2021 |
| Property Address | 201 WHITE OAK CIR, MAITLAND, FL 32751-4828 |
| Document Number | 20210661210 |
| Map Reference | MB 3 PG 80 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 20210661210 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 INDEPENDENCE LN # 156, 190, MAITLAND, FL 32751-5625 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 201 WHITE OAK CIR, MAITLAND, FL 32751-4828 |
| Investor | Possibly a Property Investor |
| Document Number | 20210661211 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 20210661211 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 201 White Oak Cir was $7,690, up 2.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Maitland City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,031 (+2.7%) | $639,750 (-1.23%) Land $160,000 Building $479,750 | |
| 2025 | $7,690.00 (+2.92%) Homeowner's exemption | $512,202 | $647,740 Land $160,000 Building $487,740 |
| 2024 | $7,472.00 (+34.03%) | ||
| 2023 | $5,575.00 (+6.7%) Homeowner's exemption | $384,594 (+3%) | $494,120 (+32.33%) Land $160,000 Building $334,120 |
| 2022 | $5,225.00 Homeowner's exemption | $373,392 Land $120,000 Building $253,392 | $373,392 Land $120,000 Building $253,392 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 201 White Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 201 White Oak Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAITLAND, CITY OF (3 WPS) serves 13,370 people · EPA ID FL3480203 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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