181 White Oak Cir, Maitland, FL 32751 Property Records

Orange County property record for 181 White Oak Cir, Maitland, FL 32751

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,283 sqft · built 1986
Lot Size	0.286 acres (12,475 sqft)
Owner	2 Trust Names on File
Last Sale	$223,000 (Jun 1997)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-21-29-5473-00-550`

Property Details

APN / Parcel Number

Primary APN	`25-21-29-5473-00-550`
Alternative APNs	`292125547300550` `314971` `320249` `324597`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,283 sqft Living Area
Gross Area	3,342 sqft
1st Floor Area	2,283 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,475 sqft (0.286 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	181 WHITE OAK CIR
City	MAITLAND
State	FL
Zip	32751-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	MAITLAND GROVE UNIT 1 3/80 LOT 55
Legal Range	29E
Legal Township	21S
Legal Section	25
Legal Subdivision	MAITLAND GROVE UT 1
Legal Tract	5473
Legal Lot Number	55
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2025
Census Tract	15501

Owner

181 White Oak Cir is owner-occupied and held in a trust since March 2022.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	181 WHITE OAK CIR, MAITLAND, FL 32751-6111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 1997 · Amount on File
Deed Sale	Jun 4, 1997 · Amount on File
Deed Book / Page	5266 / 3113
Last Transfer Date	Mar 29, 2022
Transfer Doc	0000207871
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 31, 2022
Property Address	181 WHITE OAK CIR, MAITLAND, FL 32751-6111
Document Number	0000207871
Map Reference	MB 3 PG 80
Instrument Date	Mar 29, 2022
Instrument	20220207871
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	181 WHITE OAK CIR, MAITLAND, FL 32751-6111

Tax Assessment & Valuation

The 2025 property tax bill for 181 White Oak Cir was $3,513, up 3.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Maitland City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,967 (+2.7%)	$603,950 (-4.32%) Land $160,000 Building $443,950
2025	$3,513.00 (+3.11%) Homeowner's exemption	$256,054	$631,210 Land $160,000 Building $471,210
2024	$3,407.00 (+4.48%)
2023	$3,261.00 (+6.88%) Homeowner's exemption	$241,590 (+3%)	$576,410 (+38.26%) Land $160,000 Building $416,410
2022	$3,051.00 Homeowner's exemption	$234,553	$416,895 Land $120,000 Building $296,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 White Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 White Oak Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAITLAND, CITY OF (3 WPS) serves 13,370 people · EPA ID FL3480203
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20