201 W Main St, Elk Point, SD 57025 Property Records

Union County property record for 201 W Main St, Elk Point, SD 57025

Property Summary

Property Type	Commercial
Details	3,530 sqft · built 1905
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$178,500 (Sep 2023)
Tax Bill	$1,844 (2026)
Deeds & Mortgages	Sep 2023 Sale Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03.01.06.1040`

Property Details

APN / Parcel Number

Primary APN	`03.01.06.1040`

Interior

Stories	1 Story
Building Area	3,530 sqft Total Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	201 W MAIN ST
City	ELK POINT
State	SD
Zip	57025-2319
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 12 BLK 6 ORIG E P CITY
Legal Subdivision	ORIGINAL TOWNSITE OF ELK POINT
Legal Block	6
Legal Lot Number	12
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	2
Census Block	2015
Census Tract	20200

Owner

201 W Main St, a commercial property, is owned by two individuals who bought it in September 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32349 475TH AVE, ELK POINT, SD 57025-6709
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer
Aug 9, 2021	Personal Representative Deed, Transfer · Line of Credit LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Aug 9, 2021 · Amount on File
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Sep 21, 2023
Property Address	201 W MAIN ST, ELK POINT, SD 57025-2319
Document Number	000113/542
Book / Page	113 / 542
Instrument Date	Sep 20, 2023
Instrument	232154
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$178.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 700, ELK POINT, SD 57025-0700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2151 LEWIS CANYON DR, PROSPER, TX 75078-0309

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	UNION SD
Recording Date	Aug 9, 2021
Property Address	201 W MAIN ST, ELK POINT, SD 57025-2319
Document Number	000111/510
Book / Page	111 / 510
Instrument Date	Aug 4, 2021
Instrument	213702
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 W MAIN ST, ELK POINT, SD 57025-2319

Mortgage

Document Number	0000178846
Date	Aug 9, 2021
Instrument	178/846

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 201 W Main St was $1,844.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,844.00	$112,518 (-) Land $26,100 Building $86,418
2025	$1,844.00 (+28.68%)	$112,518 Land $26,100 Building $86,418
2024	$1,433.00 (+15.1%)
2023	$1,245.00 (+17.56%)	$94,415 (+91.05%) Land $22,400 Building $72,015
2022	$1,059.00 (-3.02%)	$49,418 Land $18,500 Building $30,918
2021	$1,092.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 W Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures