123 W Main St, Elk Point, SD 57025 Property Records

Union County property record for 123 W Main St, Elk Point, SD 57025

Property Summary

Property TypeCommercial
Details3,200 sqft · built 1927
Lot Size0.251 acres (10,950 sqft)
Owner2 Individual Names on File
Tax Bill$1,483 (2026)
Flood ZoneZone X (minimal risk)
APN03.01.05.1020

Property Details

APN / Parcel Number

Primary APN03.01.05.1020

Interior

Building Area3,200 sqft Total Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area10,950 sqft (0.251 acres)
Lot Dimensions146 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address123 W MAIN ST
CityELK POINT
StateSD
Zip57025-9998
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 7 & W1/2 LOT 8 LESS N4' BLK 5 ORIG EP CITY
Legal Block5
Legal Lot Number7-8
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionELK POINT
Census Block Group2
Census Block2020
Census Tract20200

Owner

123 W Main St, a commercial property, is owned by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 936, ELK POINT, SD 57025-0936
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 123 W Main St was $1,483.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,483.00$77,133 (-) Land $32,966 Building $44,167
2025$1,483.00 (+8.57%)$77,133 Land $32,966 Building $44,167
2024$1,366.00 (+4.35%)
2023$1,309.00 (-4.94%)$64,278 Land $27,472 Building $36,806
2022$1,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 W Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELK POINT
serves 2,124 people · EPA ID SD4600116
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereCLAY RURAL WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: Long Lines Metro.

Nearby Properties on W Main St

Nearby Streets

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